LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,886
−HK$7,016/mo
▼ 0.25% · 3.875%
HK$115,366
−HK$3,536/mo
Today · 4.125%
HK$118,902
baseline
▲ 0.50% · 4.625%
HK$126,137
+HK$7,235/mo
Deposit HK$24.53M · loan HK$24.53M · min. income ≈ HK$237,804/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,085,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,472
−HK$6,725/mo
▼ 0.25% · 3.875%
HK$127,810
−HK$3,387/mo
Today · 4.125%
HK$131,197
baseline
▲ 0.50% · 4.625%
HK$138,112
+HK$6,915/mo
Deposit HK$24.53M · loan HK$24.53M · min. income ≈ HK$262,394/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,085,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,263
−HK$8,420/mo
▼ 0.25% · 3.875%
HK$138,440
−HK$4,243/mo
Today · 4.125%
HK$142,683
baseline
▲ 0.50% · 4.625%
HK$151,365
+HK$8,682/mo
Deposit HK$19.63M · loan HK$29.44M · min. income ≈ HK$285,366/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$2,085,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,366
−HK$8,070/mo
▼ 0.25% · 3.875%
HK$153,372
−HK$4,064/mo
Today · 4.125%
HK$157,436
baseline
▲ 0.50% · 4.625%
HK$165,735
+HK$8,299/mo
Deposit HK$19.63M · loan HK$29.44M · min. income ≈ HK$314,872/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$2,085,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,640
−HK$9,823/mo
▼ 0.25% · 3.875%
HK$161,513
−HK$4,950/mo
Today · 4.125%
HK$166,463
baseline
▲ 0.50% · 4.625%
HK$176,592
+HK$10,129/mo
Deposit HK$14.72M · loan HK$34.35M · min. income ≈ HK$332,926/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$2,085,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,261
−HK$9,415/mo
▼ 0.25% · 3.875%
HK$178,934
−HK$4,742/mo
Today · 4.125%
HK$183,676
baseline
▲ 0.50% · 4.625%
HK$193,357
+HK$9,681/mo
Deposit HK$14.72M · loan HK$34.35M · min. income ≈ HK$367,352/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$2,085,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,395
−HK$12,629/mo
▼ 0.25% · 3.875%
HK$207,659
−HK$6,365/mo
Today · 4.125%
HK$214,024
baseline
▲ 0.50% · 4.625%
HK$227,047
+HK$13,023/mo
Deposit HK$4.91M · loan HK$44.16M · min. income ≈ HK$428,048/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,085,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,050
−HK$12,104/mo
▼ 0.25% · 3.875%
HK$230,059
−HK$6,095/mo
Today · 4.125%
HK$236,154
baseline
▲ 0.50% · 4.625%
HK$248,602
+HK$12,448/mo
Deposit HK$4.91M · loan HK$44.16M · min. income ≈ HK$472,308/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,085,360 · Scale 2, in force from 26 Feb 2026)