LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,190
−HK$701/mo
▼ 0.25% · 3.875%
HK$11,538
−HK$353/mo
Today · 4.125%
HK$11,891
baseline
▲ 0.50% · 4.625%
HK$12,615
+HK$724/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$23,782/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$108,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,448
−HK$673/mo
▼ 0.25% · 3.875%
HK$12,782
−HK$339/mo
Today · 4.125%
HK$13,121
baseline
▲ 0.50% · 4.625%
HK$13,812
+HK$691/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$26,242/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$108,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,427
−HK$842/mo
▼ 0.25% · 3.875%
HK$13,845
−HK$424/mo
Today · 4.125%
HK$14,269
baseline
▲ 0.50% · 4.625%
HK$15,138
+HK$869/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$28,538/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$108,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,938
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,339
−HK$406/mo
Today · 4.125%
HK$15,745
baseline
▲ 0.50% · 4.625%
HK$16,575
+HK$830/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$31,490/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$108,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,665
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,153
−HK$495/mo
Today · 4.125%
HK$16,648
baseline
▲ 0.50% · 4.625%
HK$17,661
+HK$1,013/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$33,296/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$108,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,428
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,895
−HK$474/mo
Today · 4.125%
HK$18,369
baseline
▲ 0.50% · 4.625%
HK$19,337
+HK$968/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$36,738/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$108,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,141
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,768
−HK$636/mo
Today · 4.125%
HK$21,404
baseline
▲ 0.50% · 4.625%
HK$22,707
+HK$1,303/mo
Deposit HK$491K · loan HK$4.42M · min. income ≈ HK$42,808/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$108,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,407
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,008
−HK$609/mo
Today · 4.125%
HK$23,617
baseline
▲ 0.50% · 4.625%
HK$24,862
+HK$1,245/mo
Deposit HK$491K · loan HK$4.42M · min. income ≈ HK$47,234/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$108,214 · Scale 2, in force from 26 Feb 2026)