LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,912
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$115,393
−HK$3,537/mo
Today · 4.125%
HK$118,930
baseline
▲ 0.50% · 4.625%
HK$126,167
+HK$7,237/mo
Deposit HK$24.54M · loan HK$24.54M · min. income ≈ HK$237,860/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$2,085,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,501
−HK$6,727/mo
▼ 0.25% · 3.875%
HK$127,840
−HK$3,388/mo
Today · 4.125%
HK$131,228
baseline
▲ 0.50% · 4.625%
HK$138,145
+HK$6,917/mo
Deposit HK$24.54M · loan HK$24.54M · min. income ≈ HK$262,456/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$2,085,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,295
−HK$8,421/mo
▼ 0.25% · 3.875%
HK$138,472
−HK$4,244/mo
Today · 4.125%
HK$142,716
baseline
▲ 0.50% · 4.625%
HK$151,400
+HK$8,684/mo
Deposit HK$19.63M · loan HK$29.45M · min. income ≈ HK$285,432/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$2,085,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,401
−HK$8,072/mo
▼ 0.25% · 3.875%
HK$153,408
−HK$4,065/mo
Today · 4.125%
HK$157,473
baseline
▲ 0.50% · 4.625%
HK$165,774
+HK$8,301/mo
Deposit HK$19.63M · loan HK$29.45M · min. income ≈ HK$314,946/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$2,085,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,677
−HK$9,825/mo
▼ 0.25% · 3.875%
HK$161,551
−HK$4,951/mo
Today · 4.125%
HK$166,502
baseline
▲ 0.50% · 4.625%
HK$176,633
+HK$10,131/mo
Deposit HK$14.72M · loan HK$34.36M · min. income ≈ HK$333,004/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$2,085,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,302
−HK$9,417/mo
▼ 0.25% · 3.875%
HK$178,976
−HK$4,743/mo
Today · 4.125%
HK$183,719
baseline
▲ 0.50% · 4.625%
HK$193,403
+HK$9,684/mo
Deposit HK$14.72M · loan HK$34.36M · min. income ≈ HK$367,438/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$2,085,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,442
−HK$12,632/mo
▼ 0.25% · 3.875%
HK$207,708
−HK$6,366/mo
Today · 4.125%
HK$214,074
baseline
▲ 0.50% · 4.625%
HK$227,100
+HK$13,026/mo
Deposit HK$4.91M · loan HK$44.17M · min. income ≈ HK$428,148/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,085,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,102
−HK$12,108/mo
▼ 0.25% · 3.875%
HK$230,112
−HK$6,098/mo
Today · 4.125%
HK$236,210
baseline
▲ 0.50% · 4.625%
HK$248,661
+HK$12,451/mo
Deposit HK$4.91M · loan HK$44.17M · min. income ≈ HK$472,420/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,085,848 · Scale 2, in force from 26 Feb 2026)