LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,915
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$115,396
−HK$3,537/mo
Today · 4.125%
HK$118,933
baseline
▲ 0.50% · 4.625%
HK$126,170
+HK$7,237/mo
Deposit HK$24.54M · loan HK$24.54M · min. income ≈ HK$237,866/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$2,085,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,504
−HK$6,727/mo
▼ 0.25% · 3.875%
HK$127,843
−HK$3,388/mo
Today · 4.125%
HK$131,231
baseline
▲ 0.50% · 4.625%
HK$138,148
+HK$6,917/mo
Deposit HK$24.54M · loan HK$24.54M · min. income ≈ HK$262,462/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$2,085,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,298
−HK$8,421/mo
▼ 0.25% · 3.875%
HK$138,475
−HK$4,244/mo
Today · 4.125%
HK$142,719
baseline
▲ 0.50% · 4.625%
HK$151,403
+HK$8,684/mo
Deposit HK$19.63M · loan HK$29.45M · min. income ≈ HK$285,438/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$2,085,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,405
−HK$8,072/mo
▼ 0.25% · 3.875%
HK$153,412
−HK$4,065/mo
Today · 4.125%
HK$157,477
baseline
▲ 0.50% · 4.625%
HK$165,778
+HK$8,301/mo
Deposit HK$19.63M · loan HK$29.45M · min. income ≈ HK$314,954/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$2,085,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,681
−HK$9,825/mo
▼ 0.25% · 3.875%
HK$161,554
−HK$4,952/mo
Today · 4.125%
HK$166,506
baseline
▲ 0.50% · 4.625%
HK$176,637
+HK$10,131/mo
Deposit HK$14.72M · loan HK$34.36M · min. income ≈ HK$333,012/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$2,085,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,306
−HK$9,417/mo
▼ 0.25% · 3.875%
HK$178,980
−HK$4,743/mo
Today · 4.125%
HK$183,723
baseline
▲ 0.50% · 4.625%
HK$193,407
+HK$9,684/mo
Deposit HK$14.72M · loan HK$34.36M · min. income ≈ HK$367,446/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$2,085,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,447
−HK$12,632/mo
▼ 0.25% · 3.875%
HK$207,713
−HK$6,366/mo
Today · 4.125%
HK$214,079
baseline
▲ 0.50% · 4.625%
HK$227,105
+HK$13,026/mo
Deposit HK$4.91M · loan HK$44.17M · min. income ≈ HK$428,158/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,085,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,107
−HK$12,108/mo
▼ 0.25% · 3.875%
HK$230,118
−HK$6,097/mo
Today · 4.125%
HK$236,215
baseline
▲ 0.50% · 4.625%
HK$248,666
+HK$12,451/mo
Deposit HK$4.91M · loan HK$44.17M · min. income ≈ HK$472,430/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,085,896 · Scale 2, in force from 26 Feb 2026)