LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,192
−HK$701/mo
▼ 0.25% · 3.875%
HK$11,540
−HK$353/mo
Today · 4.125%
HK$11,893
baseline
▲ 0.50% · 4.625%
HK$12,617
+HK$724/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$23,786/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$108,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,451
−HK$672/mo
▼ 0.25% · 3.875%
HK$12,784
−HK$339/mo
Today · 4.125%
HK$13,123
baseline
▲ 0.50% · 4.625%
HK$13,815
+HK$692/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$26,246/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$108,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,430
−HK$842/mo
▼ 0.25% · 3.875%
HK$13,848
−HK$424/mo
Today · 4.125%
HK$14,272
baseline
▲ 0.50% · 4.625%
HK$15,140
+HK$868/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$28,544/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$108,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,941
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,341
−HK$407/mo
Today · 4.125%
HK$15,748
baseline
▲ 0.50% · 4.625%
HK$16,578
+HK$830/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$31,496/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$108,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,668
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,156
−HK$495/mo
Today · 4.125%
HK$16,651
baseline
▲ 0.50% · 4.625%
HK$17,664
+HK$1,013/mo
Deposit HK$1.47M · loan HK$3.44M · min. income ≈ HK$33,302/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$108,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,431
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,898
−HK$474/mo
Today · 4.125%
HK$18,372
baseline
▲ 0.50% · 4.625%
HK$19,341
+HK$969/mo
Deposit HK$1.47M · loan HK$3.44M · min. income ≈ HK$36,744/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$108,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,145
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,771
−HK$637/mo
Today · 4.125%
HK$21,408
baseline
▲ 0.50% · 4.625%
HK$22,711
+HK$1,303/mo
Deposit HK$491K · loan HK$4.42M · min. income ≈ HK$42,816/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$108,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,411
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,012
−HK$610/mo
Today · 4.125%
HK$23,622
baseline
▲ 0.50% · 4.625%
HK$24,867
+HK$1,245/mo
Deposit HK$491K · loan HK$4.42M · min. income ≈ HK$47,244/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$108,303 · Scale 2, in force from 26 Feb 2026)