LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,928
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$115,409
−HK$3,537/mo
Today · 4.125%
HK$118,946
baseline
▲ 0.50% · 4.625%
HK$126,184
+HK$7,238/mo
Deposit HK$24.54M · loan HK$24.54M · min. income ≈ HK$237,892/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$2,086,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,518
−HK$6,728/mo
▼ 0.25% · 3.875%
HK$127,858
−HK$3,388/mo
Today · 4.125%
HK$131,246
baseline
▲ 0.50% · 4.625%
HK$138,164
+HK$6,918/mo
Deposit HK$24.54M · loan HK$24.54M · min. income ≈ HK$262,492/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$2,086,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,313
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$138,491
−HK$4,245/mo
Today · 4.125%
HK$142,736
baseline
▲ 0.50% · 4.625%
HK$151,421
+HK$8,685/mo
Deposit HK$19.63M · loan HK$29.45M · min. income ≈ HK$285,472/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$2,086,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,422
−HK$8,073/mo
▼ 0.25% · 3.875%
HK$153,429
−HK$4,066/mo
Today · 4.125%
HK$157,495
baseline
▲ 0.50% · 4.625%
HK$165,796
+HK$8,301/mo
Deposit HK$19.63M · loan HK$29.45M · min. income ≈ HK$314,990/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$2,086,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,699
−HK$9,826/mo
▼ 0.25% · 3.875%
HK$161,573
−HK$4,952/mo
Today · 4.125%
HK$166,525
baseline
▲ 0.50% · 4.625%
HK$176,658
+HK$10,133/mo
Deposit HK$14.73M · loan HK$34.36M · min. income ≈ HK$333,050/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$2,086,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,326
−HK$9,418/mo
▼ 0.25% · 3.875%
HK$179,001
−HK$4,743/mo
Today · 4.125%
HK$183,744
baseline
▲ 0.50% · 4.625%
HK$193,429
+HK$9,685/mo
Deposit HK$14.73M · loan HK$34.36M · min. income ≈ HK$367,488/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$2,086,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,470
−HK$12,633/mo
▼ 0.25% · 3.875%
HK$207,736
−HK$6,367/mo
Today · 4.125%
HK$214,103
baseline
▲ 0.50% · 4.625%
HK$227,131
+HK$13,028/mo
Deposit HK$4.91M · loan HK$44.18M · min. income ≈ HK$428,206/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,086,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,133
−HK$12,109/mo
▼ 0.25% · 3.875%
HK$230,144
−HK$6,098/mo
Today · 4.125%
HK$236,242
baseline
▲ 0.50% · 4.625%
HK$248,695
+HK$12,453/mo
Deposit HK$4.91M · loan HK$44.18M · min. income ≈ HK$472,484/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,086,134 · Scale 2, in force from 26 Feb 2026)