LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,959
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$115,442
−HK$3,538/mo
Today · 4.125%
HK$118,980
baseline
▲ 0.50% · 4.625%
HK$126,220
+HK$7,240/mo
Deposit HK$24.55M · loan HK$24.55M · min. income ≈ HK$237,960/mo (50% DSR)
Upfront cash ≈ HK$26.64M (deposit + AVD stamp duty HK$2,086,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,553
−HK$6,730/mo
▼ 0.25% · 3.875%
HK$127,894
−HK$3,389/mo
Today · 4.125%
HK$131,283
baseline
▲ 0.50% · 4.625%
HK$138,203
+HK$6,920/mo
Deposit HK$24.55M · loan HK$24.55M · min. income ≈ HK$262,566/mo (50% DSR)
Upfront cash ≈ HK$26.64M (deposit + AVD stamp duty HK$2,086,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,351
−HK$8,425/mo
▼ 0.25% · 3.875%
HK$138,530
−HK$4,246/mo
Today · 4.125%
HK$142,776
baseline
▲ 0.50% · 4.625%
HK$151,463
+HK$8,687/mo
Deposit HK$19.64M · loan HK$29.46M · min. income ≈ HK$285,552/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,086,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,464
−HK$8,075/mo
▼ 0.25% · 3.875%
HK$153,473
−HK$4,066/mo
Today · 4.125%
HK$157,539
baseline
▲ 0.50% · 4.625%
HK$165,843
+HK$8,304/mo
Deposit HK$19.64M · loan HK$29.46M · min. income ≈ HK$315,078/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,086,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,743
−HK$9,829/mo
▼ 0.25% · 3.875%
HK$161,618
−HK$4,954/mo
Today · 4.125%
HK$166,572
baseline
▲ 0.50% · 4.625%
HK$176,707
+HK$10,135/mo
Deposit HK$14.73M · loan HK$34.37M · min. income ≈ HK$333,144/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$2,086,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,375
−HK$9,421/mo
▼ 0.25% · 3.875%
HK$179,051
−HK$4,745/mo
Today · 4.125%
HK$183,796
baseline
▲ 0.50% · 4.625%
HK$193,484
+HK$9,688/mo
Deposit HK$14.73M · loan HK$34.37M · min. income ≈ HK$367,592/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$2,086,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,526
−HK$12,638/mo
▼ 0.25% · 3.875%
HK$207,795
−HK$6,369/mo
Today · 4.125%
HK$214,164
baseline
▲ 0.50% · 4.625%
HK$227,195
+HK$13,031/mo
Deposit HK$4.91M · loan HK$44.19M · min. income ≈ HK$428,328/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,086,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,196
−HK$12,113/mo
▼ 0.25% · 3.875%
HK$230,209
−HK$6,100/mo
Today · 4.125%
HK$236,309
baseline
▲ 0.50% · 4.625%
HK$248,765
+HK$12,456/mo
Deposit HK$4.91M · loan HK$44.19M · min. income ≈ HK$472,618/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,086,722 · Scale 2, in force from 26 Feb 2026)