LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,963
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$115,446
−HK$3,538/mo
Today · 4.125%
HK$118,984
baseline
▲ 0.50% · 4.625%
HK$126,224
+HK$7,240/mo
Deposit HK$24.55M · loan HK$24.55M · min. income ≈ HK$237,968/mo (50% DSR)
Upfront cash ≈ HK$26.64M (deposit + AVD stamp duty HK$2,086,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,558
−HK$6,729/mo
▼ 0.25% · 3.875%
HK$127,898
−HK$3,389/mo
Today · 4.125%
HK$131,287
baseline
▲ 0.50% · 4.625%
HK$138,207
+HK$6,920/mo
Deposit HK$24.55M · loan HK$24.55M · min. income ≈ HK$262,574/mo (50% DSR)
Upfront cash ≈ HK$26.64M (deposit + AVD stamp duty HK$2,086,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,356
−HK$8,425/mo
▼ 0.25% · 3.875%
HK$138,535
−HK$4,246/mo
Today · 4.125%
HK$142,781
baseline
▲ 0.50% · 4.625%
HK$151,469
+HK$8,688/mo
Deposit HK$19.64M · loan HK$29.46M · min. income ≈ HK$285,562/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,086,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,469
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$153,478
−HK$4,067/mo
Today · 4.125%
HK$157,545
baseline
▲ 0.50% · 4.625%
HK$165,849
+HK$8,304/mo
Deposit HK$19.64M · loan HK$29.46M · min. income ≈ HK$315,090/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,086,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,748
−HK$9,830/mo
▼ 0.25% · 3.875%
HK$161,624
−HK$4,954/mo
Today · 4.125%
HK$166,578
baseline
▲ 0.50% · 4.625%
HK$176,713
+HK$10,135/mo
Deposit HK$14.73M · loan HK$34.37M · min. income ≈ HK$333,156/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$2,086,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,381
−HK$9,421/mo
▼ 0.25% · 3.875%
HK$179,058
−HK$4,744/mo
Today · 4.125%
HK$183,802
baseline
▲ 0.50% · 4.625%
HK$193,490
+HK$9,688/mo
Deposit HK$14.73M · loan HK$34.37M · min. income ≈ HK$367,604/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$2,086,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,533
−HK$12,638/mo
▼ 0.25% · 3.875%
HK$207,802
−HK$6,369/mo
Today · 4.125%
HK$214,171
baseline
▲ 0.50% · 4.625%
HK$227,203
+HK$13,032/mo
Deposit HK$4.91M · loan HK$44.19M · min. income ≈ HK$428,342/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,086,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,204
−HK$12,113/mo
▼ 0.25% · 3.875%
HK$230,217
−HK$6,100/mo
Today · 4.125%
HK$236,317
baseline
▲ 0.50% · 4.625%
HK$248,773
+HK$12,456/mo
Deposit HK$4.91M · loan HK$44.19M · min. income ≈ HK$472,634/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,086,795 · Scale 2, in force from 26 Feb 2026)