LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,974
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$115,458
−HK$3,538/mo
Today · 4.125%
HK$118,996
baseline
▲ 0.50% · 4.625%
HK$126,237
+HK$7,241/mo
Deposit HK$24.55M · loan HK$24.55M · min. income ≈ HK$237,992/mo (50% DSR)
Upfront cash ≈ HK$26.64M (deposit + AVD stamp duty HK$2,087,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,571
−HK$6,730/mo
▼ 0.25% · 3.875%
HK$127,911
−HK$3,390/mo
Today · 4.125%
HK$131,301
baseline
▲ 0.50% · 4.625%
HK$138,222
+HK$6,921/mo
Deposit HK$24.55M · loan HK$24.55M · min. income ≈ HK$262,602/mo (50% DSR)
Upfront cash ≈ HK$26.64M (deposit + AVD stamp duty HK$2,087,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,369
−HK$8,427/mo
▼ 0.25% · 3.875%
HK$138,549
−HK$4,247/mo
Today · 4.125%
HK$142,796
baseline
▲ 0.50% · 4.625%
HK$151,484
+HK$8,688/mo
Deposit HK$19.64M · loan HK$29.46M · min. income ≈ HK$285,592/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,087,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,485
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$153,494
−HK$4,067/mo
Today · 4.125%
HK$157,561
baseline
▲ 0.50% · 4.625%
HK$165,866
+HK$8,305/mo
Deposit HK$19.64M · loan HK$29.46M · min. income ≈ HK$315,122/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,087,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,764
−HK$9,831/mo
▼ 0.25% · 3.875%
HK$161,641
−HK$4,954/mo
Today · 4.125%
HK$166,595
baseline
▲ 0.50% · 4.625%
HK$176,732
+HK$10,137/mo
Deposit HK$14.73M · loan HK$34.37M · min. income ≈ HK$333,190/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$2,087,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,399
−HK$9,422/mo
▼ 0.25% · 3.875%
HK$179,076
−HK$4,745/mo
Today · 4.125%
HK$183,821
baseline
▲ 0.50% · 4.625%
HK$193,510
+HK$9,689/mo
Deposit HK$14.73M · loan HK$34.37M · min. income ≈ HK$367,642/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$2,087,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,554
−HK$12,639/mo
▼ 0.25% · 3.875%
HK$207,824
−HK$6,369/mo
Today · 4.125%
HK$214,193
baseline
▲ 0.50% · 4.625%
HK$227,226
+HK$13,033/mo
Deposit HK$4.91M · loan HK$44.20M · min. income ≈ HK$428,386/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,087,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,227
−HK$12,114/mo
▼ 0.25% · 3.875%
HK$230,241
−HK$6,100/mo
Today · 4.125%
HK$236,341
baseline
▲ 0.50% · 4.625%
HK$248,799
+HK$12,458/mo
Deposit HK$4.91M · loan HK$44.20M · min. income ≈ HK$472,682/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,087,010 · Scale 2, in force from 26 Feb 2026)