LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,996
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$115,480
−HK$3,539/mo
Today · 4.125%
HK$119,019
baseline
▲ 0.50% · 4.625%
HK$126,261
+HK$7,242/mo
Deposit HK$24.56M · loan HK$24.56M · min. income ≈ HK$238,038/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,087,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,595
−HK$6,731/mo
▼ 0.25% · 3.875%
HK$127,936
−HK$3,390/mo
Today · 4.125%
HK$131,326
baseline
▲ 0.50% · 4.625%
HK$138,248
+HK$6,922/mo
Deposit HK$24.56M · loan HK$24.56M · min. income ≈ HK$262,652/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,087,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,395
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$138,576
−HK$4,247/mo
Today · 4.125%
HK$142,823
baseline
▲ 0.50% · 4.625%
HK$151,514
+HK$8,691/mo
Deposit HK$19.65M · loan HK$29.47M · min. income ≈ HK$285,646/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,087,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,513
−HK$8,078/mo
▼ 0.25% · 3.875%
HK$153,523
−HK$4,068/mo
Today · 4.125%
HK$157,591
baseline
▲ 0.50% · 4.625%
HK$165,898
+HK$8,307/mo
Deposit HK$19.65M · loan HK$29.47M · min. income ≈ HK$315,182/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,087,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,795
−HK$9,832/mo
▼ 0.25% · 3.875%
HK$161,672
−HK$4,955/mo
Today · 4.125%
HK$166,627
baseline
▲ 0.50% · 4.625%
HK$176,766
+HK$10,139/mo
Deposit HK$14.73M · loan HK$34.38M · min. income ≈ HK$333,254/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$2,087,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,432
−HK$9,424/mo
▼ 0.25% · 3.875%
HK$179,111
−HK$4,745/mo
Today · 4.125%
HK$183,856
baseline
▲ 0.50% · 4.625%
HK$193,548
+HK$9,692/mo
Deposit HK$14.73M · loan HK$34.38M · min. income ≈ HK$367,712/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$2,087,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,593
−HK$12,642/mo
▼ 0.25% · 3.875%
HK$207,864
−HK$6,371/mo
Today · 4.125%
HK$214,235
baseline
▲ 0.50% · 4.625%
HK$227,270
+HK$13,035/mo
Deposit HK$4.91M · loan HK$44.20M · min. income ≈ HK$428,470/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,087,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,270
−HK$12,117/mo
▼ 0.25% · 3.875%
HK$230,285
−HK$6,102/mo
Today · 4.125%
HK$236,387
baseline
▲ 0.50% · 4.625%
HK$248,847
+HK$12,460/mo
Deposit HK$4.91M · loan HK$44.20M · min. income ≈ HK$472,774/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,087,412 · Scale 2, in force from 26 Feb 2026)