LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,000
−HK$7,024/mo
▼ 0.25% · 3.875%
HK$115,484
−HK$3,540/mo
Today · 4.125%
HK$119,024
baseline
▲ 0.50% · 4.625%
HK$126,266
+HK$7,242/mo
Deposit HK$24.56M · loan HK$24.56M · min. income ≈ HK$238,048/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,087,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,599
−HK$6,732/mo
▼ 0.25% · 3.875%
HK$127,941
−HK$3,390/mo
Today · 4.125%
HK$131,331
baseline
▲ 0.50% · 4.625%
HK$138,254
+HK$6,923/mo
Deposit HK$24.56M · loan HK$24.56M · min. income ≈ HK$262,662/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,087,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,401
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$138,581
−HK$4,248/mo
Today · 4.125%
HK$142,829
baseline
▲ 0.50% · 4.625%
HK$151,519
+HK$8,690/mo
Deposit HK$19.65M · loan HK$29.47M · min. income ≈ HK$285,658/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,087,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,519
−HK$8,078/mo
▼ 0.25% · 3.875%
HK$153,529
−HK$4,068/mo
Today · 4.125%
HK$157,597
baseline
▲ 0.50% · 4.625%
HK$165,904
+HK$8,307/mo
Deposit HK$19.65M · loan HK$29.47M · min. income ≈ HK$315,194/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,087,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,801
−HK$9,832/mo
▼ 0.25% · 3.875%
HK$161,678
−HK$4,955/mo
Today · 4.125%
HK$166,633
baseline
▲ 0.50% · 4.625%
HK$176,773
+HK$10,140/mo
Deposit HK$14.74M · loan HK$34.38M · min. income ≈ HK$333,266/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$2,087,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,439
−HK$9,425/mo
▼ 0.25% · 3.875%
HK$179,117
−HK$4,747/mo
Today · 4.125%
HK$183,864
baseline
▲ 0.50% · 4.625%
HK$193,555
+HK$9,691/mo
Deposit HK$14.74M · loan HK$34.38M · min. income ≈ HK$367,728/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$2,087,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,601
−HK$12,642/mo
▼ 0.25% · 3.875%
HK$207,872
−HK$6,371/mo
Today · 4.125%
HK$214,243
baseline
▲ 0.50% · 4.625%
HK$227,279
+HK$13,036/mo
Deposit HK$4.91M · loan HK$44.21M · min. income ≈ HK$428,486/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,087,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,279
−HK$12,117/mo
▼ 0.25% · 3.875%
HK$230,294
−HK$6,102/mo
Today · 4.125%
HK$236,396
baseline
▲ 0.50% · 4.625%
HK$248,857
+HK$12,461/mo
Deposit HK$4.91M · loan HK$44.21M · min. income ≈ HK$472,792/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,087,493 · Scale 2, in force from 26 Feb 2026)