LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,005
−HK$7,024/mo
▼ 0.25% · 3.875%
HK$115,489
−HK$3,540/mo
Today · 4.125%
HK$119,029
baseline
▲ 0.50% · 4.625%
HK$126,271
+HK$7,242/mo
Deposit HK$24.56M · loan HK$24.56M · min. income ≈ HK$238,058/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,087,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,604
−HK$6,732/mo
▼ 0.25% · 3.875%
HK$127,946
−HK$3,390/mo
Today · 4.125%
HK$131,336
baseline
▲ 0.50% · 4.625%
HK$138,259
+HK$6,923/mo
Deposit HK$24.56M · loan HK$24.56M · min. income ≈ HK$262,672/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,087,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,406
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$138,587
−HK$4,247/mo
Today · 4.125%
HK$142,834
baseline
▲ 0.50% · 4.625%
HK$151,525
+HK$8,691/mo
Deposit HK$19.65M · loan HK$29.47M · min. income ≈ HK$285,668/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$2,087,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,525
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$153,535
−HK$4,069/mo
Today · 4.125%
HK$157,604
baseline
▲ 0.50% · 4.625%
HK$165,911
+HK$8,307/mo
Deposit HK$19.65M · loan HK$29.47M · min. income ≈ HK$315,208/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$2,087,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,807
−HK$9,833/mo
▼ 0.25% · 3.875%
HK$161,684
−HK$4,956/mo
Today · 4.125%
HK$166,640
baseline
▲ 0.50% · 4.625%
HK$176,780
+HK$10,140/mo
Deposit HK$14.74M · loan HK$34.38M · min. income ≈ HK$333,280/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$2,087,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,446
−HK$9,425/mo
▼ 0.25% · 3.875%
HK$179,125
−HK$4,746/mo
Today · 4.125%
HK$183,871
baseline
▲ 0.50% · 4.625%
HK$193,563
+HK$9,692/mo
Deposit HK$14.74M · loan HK$34.38M · min. income ≈ HK$367,742/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$2,087,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,609
−HK$12,643/mo
▼ 0.25% · 3.875%
HK$207,880
−HK$6,372/mo
Today · 4.125%
HK$214,252
baseline
▲ 0.50% · 4.625%
HK$227,288
+HK$13,036/mo
Deposit HK$4.91M · loan HK$44.21M · min. income ≈ HK$428,504/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,087,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,288
−HK$12,117/mo
▼ 0.25% · 3.875%
HK$230,303
−HK$6,102/mo
Today · 4.125%
HK$236,405
baseline
▲ 0.50% · 4.625%
HK$248,867
+HK$12,462/mo
Deposit HK$4.91M · loan HK$44.21M · min. income ≈ HK$472,810/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,087,577 · Scale 2, in force from 26 Feb 2026)