LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,201
−HK$703/mo
▼ 0.25% · 3.875%
HK$11,550
−HK$354/mo
Today · 4.125%
HK$11,904
baseline
▲ 0.50% · 4.625%
HK$12,628
+HK$724/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$23,808/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$108,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,461
−HK$673/mo
▼ 0.25% · 3.875%
HK$12,795
−HK$339/mo
Today · 4.125%
HK$13,134
baseline
▲ 0.50% · 4.625%
HK$13,827
+HK$693/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$26,268/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$108,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,441
−HK$843/mo
▼ 0.25% · 3.875%
HK$13,860
−HK$424/mo
Today · 4.125%
HK$14,284
baseline
▲ 0.50% · 4.625%
HK$15,154
+HK$870/mo
Deposit HK$1.96M · loan HK$2.95M · min. income ≈ HK$28,568/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$108,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,954
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,355
−HK$406/mo
Today · 4.125%
HK$15,761
baseline
▲ 0.50% · 4.625%
HK$16,592
+HK$831/mo
Deposit HK$1.96M · loan HK$2.95M · min. income ≈ HK$31,522/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$108,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,682
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,170
−HK$495/mo
Today · 4.125%
HK$16,665
baseline
▲ 0.50% · 4.625%
HK$17,679
+HK$1,014/mo
Deposit HK$1.47M · loan HK$3.44M · min. income ≈ HK$33,330/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$108,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,446
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,914
−HK$474/mo
Today · 4.125%
HK$18,388
baseline
▲ 0.50% · 4.625%
HK$19,358
+HK$970/mo
Deposit HK$1.47M · loan HK$3.44M · min. income ≈ HK$36,776/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$108,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,162
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,789
−HK$638/mo
Today · 4.125%
HK$21,427
baseline
▲ 0.50% · 4.625%
HK$22,730
+HK$1,303/mo
Deposit HK$491K · loan HK$4.42M · min. income ≈ HK$42,854/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$108,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,430
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,032
−HK$610/mo
Today · 4.125%
HK$23,642
baseline
▲ 0.50% · 4.625%
HK$24,888
+HK$1,246/mo
Deposit HK$491K · loan HK$4.42M · min. income ≈ HK$47,284/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$108,727 · Scale 2, in force from 26 Feb 2026)