LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,024
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$115,508
−HK$3,541/mo
Today · 4.125%
HK$119,049
baseline
▲ 0.50% · 4.625%
HK$126,293
+HK$7,244/mo
Deposit HK$24.56M · loan HK$24.56M · min. income ≈ HK$238,098/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,087,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,625
−HK$6,734/mo
▼ 0.25% · 3.875%
HK$127,968
−HK$3,391/mo
Today · 4.125%
HK$131,359
baseline
▲ 0.50% · 4.625%
HK$138,283
+HK$6,924/mo
Deposit HK$24.56M · loan HK$24.56M · min. income ≈ HK$262,718/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,087,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,429
−HK$8,430/mo
▼ 0.25% · 3.875%
HK$138,610
−HK$4,249/mo
Today · 4.125%
HK$142,859
baseline
▲ 0.50% · 4.625%
HK$151,551
+HK$8,692/mo
Deposit HK$19.65M · loan HK$29.48M · min. income ≈ HK$285,718/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$2,087,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,551
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$153,561
−HK$4,069/mo
Today · 4.125%
HK$157,630
baseline
▲ 0.50% · 4.625%
HK$165,939
+HK$8,309/mo
Deposit HK$19.65M · loan HK$29.48M · min. income ≈ HK$315,260/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$2,087,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,833
−HK$9,835/mo
▼ 0.25% · 3.875%
HK$161,712
−HK$4,956/mo
Today · 4.125%
HK$166,668
baseline
▲ 0.50% · 4.625%
HK$176,810
+HK$10,142/mo
Deposit HK$14.74M · loan HK$34.39M · min. income ≈ HK$333,336/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$2,087,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,476
−HK$9,426/mo
▼ 0.25% · 3.875%
HK$179,155
−HK$4,747/mo
Today · 4.125%
HK$183,902
baseline
▲ 0.50% · 4.625%
HK$193,596
+HK$9,694/mo
Deposit HK$14.74M · loan HK$34.39M · min. income ≈ HK$367,804/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$2,087,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,643
−HK$12,645/mo
▼ 0.25% · 3.875%
HK$207,915
−HK$6,373/mo
Today · 4.125%
HK$214,288
baseline
▲ 0.50% · 4.625%
HK$227,327
+HK$13,039/mo
Deposit HK$4.91M · loan HK$44.21M · min. income ≈ HK$428,576/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,087,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,326
−HK$12,119/mo
▼ 0.25% · 3.875%
HK$230,342
−HK$6,103/mo
Today · 4.125%
HK$236,445
baseline
▲ 0.50% · 4.625%
HK$248,909
+HK$12,464/mo
Deposit HK$4.91M · loan HK$44.21M · min. income ≈ HK$472,890/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,087,930 · Scale 2, in force from 26 Feb 2026)