LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,033
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$115,517
−HK$3,541/mo
Today · 4.125%
HK$119,058
baseline
▲ 0.50% · 4.625%
HK$126,302
+HK$7,244/mo
Deposit HK$24.57M · loan HK$24.57M · min. income ≈ HK$238,116/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,088,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,635
−HK$6,734/mo
▼ 0.25% · 3.875%
HK$127,978
−HK$3,391/mo
Today · 4.125%
HK$131,369
baseline
▲ 0.50% · 4.625%
HK$138,293
+HK$6,924/mo
Deposit HK$24.57M · loan HK$24.57M · min. income ≈ HK$262,738/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,088,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,439
−HK$8,431/mo
▼ 0.25% · 3.875%
HK$138,621
−HK$4,249/mo
Today · 4.125%
HK$142,870
baseline
▲ 0.50% · 4.625%
HK$151,563
+HK$8,693/mo
Deposit HK$19.65M · loan HK$29.48M · min. income ≈ HK$285,740/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$2,088,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,562
−HK$8,080/mo
▼ 0.25% · 3.875%
HK$153,573
−HK$4,069/mo
Today · 4.125%
HK$157,642
baseline
▲ 0.50% · 4.625%
HK$165,952
+HK$8,310/mo
Deposit HK$19.65M · loan HK$29.48M · min. income ≈ HK$315,284/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$2,088,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,846
−HK$9,835/mo
▼ 0.25% · 3.875%
HK$161,724
−HK$4,957/mo
Today · 4.125%
HK$166,681
baseline
▲ 0.50% · 4.625%
HK$176,823
+HK$10,142/mo
Deposit HK$14.74M · loan HK$34.39M · min. income ≈ HK$333,362/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$2,088,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,489
−HK$9,427/mo
▼ 0.25% · 3.875%
HK$179,169
−HK$4,747/mo
Today · 4.125%
HK$183,916
baseline
▲ 0.50% · 4.625%
HK$193,611
+HK$9,695/mo
Deposit HK$14.74M · loan HK$34.39M · min. income ≈ HK$367,832/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$2,088,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,659
−HK$12,645/mo
▼ 0.25% · 3.875%
HK$207,931
−HK$6,373/mo
Today · 4.125%
HK$214,304
baseline
▲ 0.50% · 4.625%
HK$227,344
+HK$13,040/mo
Deposit HK$4.91M · loan HK$44.22M · min. income ≈ HK$428,608/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,088,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,343
−HK$12,121/mo
▼ 0.25% · 3.875%
HK$230,360
−HK$6,104/mo
Today · 4.125%
HK$236,464
baseline
▲ 0.50% · 4.625%
HK$248,928
+HK$12,464/mo
Deposit HK$4.91M · loan HK$44.22M · min. income ≈ HK$472,928/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,088,091 · Scale 2, in force from 26 Feb 2026)