LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,034
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$115,519
−HK$3,541/mo
Today · 4.125%
HK$119,060
baseline
▲ 0.50% · 4.625%
HK$126,304
+HK$7,244/mo
Deposit HK$24.57M · loan HK$24.57M · min. income ≈ HK$238,120/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,088,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,637
−HK$6,734/mo
▼ 0.25% · 3.875%
HK$127,980
−HK$3,391/mo
Today · 4.125%
HK$131,371
baseline
▲ 0.50% · 4.625%
HK$138,295
+HK$6,924/mo
Deposit HK$24.57M · loan HK$24.57M · min. income ≈ HK$262,742/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,088,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,441
−HK$8,431/mo
▼ 0.25% · 3.875%
HK$138,623
−HK$4,249/mo
Today · 4.125%
HK$142,872
baseline
▲ 0.50% · 4.625%
HK$151,565
+HK$8,693/mo
Deposit HK$19.65M · loan HK$29.48M · min. income ≈ HK$285,744/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$2,088,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,564
−HK$8,081/mo
▼ 0.25% · 3.875%
HK$153,575
−HK$4,070/mo
Today · 4.125%
HK$157,645
baseline
▲ 0.50% · 4.625%
HK$165,954
+HK$8,309/mo
Deposit HK$19.65M · loan HK$29.48M · min. income ≈ HK$315,290/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$2,088,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,848
−HK$9,836/mo
▼ 0.25% · 3.875%
HK$161,727
−HK$4,957/mo
Today · 4.125%
HK$166,684
baseline
▲ 0.50% · 4.625%
HK$176,826
+HK$10,142/mo
Deposit HK$14.74M · loan HK$34.39M · min. income ≈ HK$333,368/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$2,088,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,492
−HK$9,427/mo
▼ 0.25% · 3.875%
HK$179,171
−HK$4,748/mo
Today · 4.125%
HK$183,919
baseline
▲ 0.50% · 4.625%
HK$193,613
+HK$9,694/mo
Deposit HK$14.74M · loan HK$34.39M · min. income ≈ HK$367,838/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$2,088,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,661
−HK$12,646/mo
▼ 0.25% · 3.875%
HK$207,934
−HK$6,373/mo
Today · 4.125%
HK$214,307
baseline
▲ 0.50% · 4.625%
HK$227,347
+HK$13,040/mo
Deposit HK$4.91M · loan HK$44.22M · min. income ≈ HK$428,614/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,088,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,346
−HK$12,121/mo
▼ 0.25% · 3.875%
HK$230,363
−HK$6,104/mo
Today · 4.125%
HK$236,467
baseline
▲ 0.50% · 4.625%
HK$248,932
+HK$12,465/mo
Deposit HK$4.91M · loan HK$44.22M · min. income ≈ HK$472,934/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,088,121 · Scale 2, in force from 26 Feb 2026)