LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,041
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$115,526
−HK$3,541/mo
Today · 4.125%
HK$119,067
baseline
▲ 0.50% · 4.625%
HK$126,312
+HK$7,245/mo
Deposit HK$24.57M · loan HK$24.57M · min. income ≈ HK$238,134/mo (50% DSR)
Upfront cash ≈ HK$26.66M (deposit + AVD stamp duty HK$2,088,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,644
−HK$6,734/mo
▼ 0.25% · 3.875%
HK$127,987
−HK$3,391/mo
Today · 4.125%
HK$131,378
baseline
▲ 0.50% · 4.625%
HK$138,304
+HK$6,926/mo
Deposit HK$24.57M · loan HK$24.57M · min. income ≈ HK$262,756/mo (50% DSR)
Upfront cash ≈ HK$26.66M (deposit + AVD stamp duty HK$2,088,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,449
−HK$8,431/mo
▼ 0.25% · 3.875%
HK$138,631
−HK$4,249/mo
Today · 4.125%
HK$142,880
baseline
▲ 0.50% · 4.625%
HK$151,574
+HK$8,694/mo
Deposit HK$19.65M · loan HK$29.48M · min. income ≈ HK$285,760/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$2,088,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,573
−HK$8,081/mo
▼ 0.25% · 3.875%
HK$153,585
−HK$4,069/mo
Today · 4.125%
HK$157,654
baseline
▲ 0.50% · 4.625%
HK$165,964
+HK$8,310/mo
Deposit HK$19.65M · loan HK$29.48M · min. income ≈ HK$315,308/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$2,088,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,857
−HK$9,836/mo
▼ 0.25% · 3.875%
HK$161,736
−HK$4,957/mo
Today · 4.125%
HK$166,693
baseline
▲ 0.50% · 4.625%
HK$176,836
+HK$10,143/mo
Deposit HK$14.74M · loan HK$34.39M · min. income ≈ HK$333,386/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$2,088,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,502
−HK$9,428/mo
▼ 0.25% · 3.875%
HK$179,182
−HK$4,748/mo
Today · 4.125%
HK$183,930
baseline
▲ 0.50% · 4.625%
HK$193,625
+HK$9,695/mo
Deposit HK$14.74M · loan HK$34.39M · min. income ≈ HK$367,860/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$2,088,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,673
−HK$12,647/mo
▼ 0.25% · 3.875%
HK$207,947
−HK$6,373/mo
Today · 4.125%
HK$214,320
baseline
▲ 0.50% · 4.625%
HK$227,361
+HK$13,041/mo
Deposit HK$4.91M · loan HK$44.22M · min. income ≈ HK$428,640/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,088,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,360
−HK$12,121/mo
▼ 0.25% · 3.875%
HK$230,377
−HK$6,104/mo
Today · 4.125%
HK$236,481
baseline
▲ 0.50% · 4.625%
HK$248,946
+HK$12,465/mo
Deposit HK$4.91M · loan HK$44.22M · min. income ≈ HK$472,962/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,088,246 · Scale 2, in force from 26 Feb 2026)