LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,060
−HK$7,028/mo
▼ 0.25% · 3.875%
HK$115,546
−HK$3,542/mo
Today · 4.125%
HK$119,088
baseline
▲ 0.50% · 4.625%
HK$126,334
+HK$7,246/mo
Deposit HK$24.57M · loan HK$24.57M · min. income ≈ HK$238,176/mo (50% DSR)
Upfront cash ≈ HK$26.66M (deposit + AVD stamp duty HK$2,088,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,666
−HK$6,736/mo
▼ 0.25% · 3.875%
HK$128,010
−HK$3,392/mo
Today · 4.125%
HK$131,402
baseline
▲ 0.50% · 4.625%
HK$138,328
+HK$6,926/mo
Deposit HK$24.57M · loan HK$24.57M · min. income ≈ HK$262,804/mo (50% DSR)
Upfront cash ≈ HK$26.66M (deposit + AVD stamp duty HK$2,088,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,473
−HK$8,432/mo
▼ 0.25% · 3.875%
HK$138,655
−HK$4,250/mo
Today · 4.125%
HK$142,905
baseline
▲ 0.50% · 4.625%
HK$151,601
+HK$8,696/mo
Deposit HK$19.66M · loan HK$29.49M · min. income ≈ HK$285,810/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$2,088,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,599
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$153,612
−HK$4,070/mo
Today · 4.125%
HK$157,682
baseline
▲ 0.50% · 4.625%
HK$165,993
+HK$8,311/mo
Deposit HK$19.66M · loan HK$29.49M · min. income ≈ HK$315,364/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$2,088,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,885
−HK$9,838/mo
▼ 0.25% · 3.875%
HK$161,765
−HK$4,958/mo
Today · 4.125%
HK$166,723
baseline
▲ 0.50% · 4.625%
HK$176,867
+HK$10,144/mo
Deposit HK$14.74M · loan HK$34.40M · min. income ≈ HK$333,446/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$2,088,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,533
−HK$9,429/mo
▼ 0.25% · 3.875%
HK$179,214
−HK$4,748/mo
Today · 4.125%
HK$183,962
baseline
▲ 0.50% · 4.625%
HK$193,659
+HK$9,697/mo
Deposit HK$14.74M · loan HK$34.40M · min. income ≈ HK$367,924/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$2,088,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,709
−HK$12,649/mo
▼ 0.25% · 3.875%
HK$207,983
−HK$6,375/mo
Today · 4.125%
HK$214,358
baseline
▲ 0.50% · 4.625%
HK$227,401
+HK$13,043/mo
Deposit HK$4.91M · loan HK$44.23M · min. income ≈ HK$428,716/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,088,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,399
−HK$12,124/mo
▼ 0.25% · 3.875%
HK$230,417
−HK$6,106/mo
Today · 4.125%
HK$236,523
baseline
▲ 0.50% · 4.625%
HK$248,990
+HK$12,467/mo
Deposit HK$4.91M · loan HK$44.23M · min. income ≈ HK$473,046/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$2,088,613 · Scale 2, in force from 26 Feb 2026)