LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,107
−HK$7,030/mo
▼ 0.25% · 3.875%
HK$115,594
−HK$3,543/mo
Today · 4.125%
HK$119,137
baseline
▲ 0.50% · 4.625%
HK$126,386
+HK$7,249/mo
Deposit HK$24.58M · loan HK$24.58M · min. income ≈ HK$238,274/mo (50% DSR)
Upfront cash ≈ HK$26.67M (deposit + AVD stamp duty HK$2,089,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,718
−HK$6,738/mo
▼ 0.25% · 3.875%
HK$128,062
−HK$3,394/mo
Today · 4.125%
HK$131,456
baseline
▲ 0.50% · 4.625%
HK$138,385
+HK$6,929/mo
Deposit HK$24.58M · loan HK$24.58M · min. income ≈ HK$262,912/mo (50% DSR)
Upfront cash ≈ HK$26.67M (deposit + AVD stamp duty HK$2,089,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,528
−HK$8,436/mo
▼ 0.25% · 3.875%
HK$138,713
−HK$4,251/mo
Today · 4.125%
HK$142,964
baseline
▲ 0.50% · 4.625%
HK$151,663
+HK$8,699/mo
Deposit HK$19.67M · loan HK$29.50M · min. income ≈ HK$285,928/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$2,089,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,661
−HK$8,086/mo
▼ 0.25% · 3.875%
HK$153,675
−HK$4,072/mo
Today · 4.125%
HK$157,747
baseline
▲ 0.50% · 4.625%
HK$166,062
+HK$8,315/mo
Deposit HK$19.67M · loan HK$29.50M · min. income ≈ HK$315,494/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$2,089,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,949
−HK$9,842/mo
▼ 0.25% · 3.875%
HK$161,831
−HK$4,960/mo
Today · 4.125%
HK$166,791
baseline
▲ 0.50% · 4.625%
HK$176,940
+HK$10,149/mo
Deposit HK$14.75M · loan HK$34.41M · min. income ≈ HK$333,582/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$2,089,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,605
−HK$9,433/mo
▼ 0.25% · 3.875%
HK$179,287
−HK$4,751/mo
Today · 4.125%
HK$184,038
baseline
▲ 0.50% · 4.625%
HK$193,739
+HK$9,701/mo
Deposit HK$14.75M · loan HK$34.41M · min. income ≈ HK$368,076/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$2,089,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,792
−HK$12,654/mo
▼ 0.25% · 3.875%
HK$208,069
−HK$6,377/mo
Today · 4.125%
HK$214,446
baseline
▲ 0.50% · 4.625%
HK$227,495
+HK$13,049/mo
Deposit HK$4.92M · loan HK$44.25M · min. income ≈ HK$428,892/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,089,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,492
−HK$12,128/mo
▼ 0.25% · 3.875%
HK$230,512
−HK$6,108/mo
Today · 4.125%
HK$236,620
baseline
▲ 0.50% · 4.625%
HK$249,093
+HK$12,473/mo
Deposit HK$4.92M · loan HK$44.25M · min. income ≈ HK$473,240/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,089,474 · Scale 2, in force from 26 Feb 2026)