LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,211
−HK$703/mo
▼ 0.25% · 3.875%
HK$11,559
−HK$355/mo
Today · 4.125%
HK$11,914
baseline
▲ 0.50% · 4.625%
HK$12,639
+HK$725/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$23,828/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,472
−HK$674/mo
▼ 0.25% · 3.875%
HK$12,806
−HK$340/mo
Today · 4.125%
HK$13,146
baseline
▲ 0.50% · 4.625%
HK$13,839
+HK$693/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$26,292/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,453
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,871
−HK$426/mo
Today · 4.125%
HK$14,297
baseline
▲ 0.50% · 4.625%
HK$15,166
+HK$869/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$28,594/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,966
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,368
−HK$407/mo
Today · 4.125%
HK$15,775
baseline
▲ 0.50% · 4.625%
HK$16,606
+HK$831/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$31,550/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,695
−HK$984/mo
▼ 0.25% · 3.875%
HK$16,183
−HK$496/mo
Today · 4.125%
HK$16,679
baseline
▲ 0.50% · 4.625%
HK$17,694
+HK$1,015/mo
Deposit HK$1.47M · loan HK$3.44M · min. income ≈ HK$33,358/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$109,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,461
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,929
−HK$475/mo
Today · 4.125%
HK$18,404
baseline
▲ 0.50% · 4.625%
HK$19,374
+HK$970/mo
Deposit HK$1.47M · loan HK$3.44M · min. income ≈ HK$36,808/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$109,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,179
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,807
−HK$638/mo
Today · 4.125%
HK$21,445
baseline
▲ 0.50% · 4.625%
HK$22,750
+HK$1,305/mo
Deposit HK$492K · loan HK$4.42M · min. income ≈ HK$42,890/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$109,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,449
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,051
−HK$611/mo
Today · 4.125%
HK$23,662
baseline
▲ 0.50% · 4.625%
HK$24,909
+HK$1,247/mo
Deposit HK$492K · loan HK$4.42M · min. income ≈ HK$47,324/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$109,144 · Scale 2, in force from 26 Feb 2026)