LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,213
−HK$703/mo
▼ 0.25% · 3.875%
HK$11,562
−HK$354/mo
Today · 4.125%
HK$11,916
baseline
▲ 0.50% · 4.625%
HK$12,641
+HK$725/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$23,832/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,474
−HK$674/mo
▼ 0.25% · 3.875%
HK$12,809
−HK$339/mo
Today · 4.125%
HK$13,148
baseline
▲ 0.50% · 4.625%
HK$13,841
+HK$693/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$26,296/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,455
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,874
−HK$425/mo
Today · 4.125%
HK$14,299
baseline
▲ 0.50% · 4.625%
HK$15,169
+HK$870/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$28,598/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,969
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,371
−HK$407/mo
Today · 4.125%
HK$15,778
baseline
▲ 0.50% · 4.625%
HK$16,609
+HK$831/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$31,556/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,698
−HK$984/mo
▼ 0.25% · 3.875%
HK$16,186
−HK$496/mo
Today · 4.125%
HK$16,682
baseline
▲ 0.50% · 4.625%
HK$17,698
+HK$1,016/mo
Deposit HK$1.48M · loan HK$3.44M · min. income ≈ HK$33,364/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$109,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,464
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,932
−HK$475/mo
Today · 4.125%
HK$18,407
baseline
▲ 0.50% · 4.625%
HK$19,378
+HK$971/mo
Deposit HK$1.48M · loan HK$3.44M · min. income ≈ HK$36,814/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$109,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,183
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,811
−HK$638/mo
Today · 4.125%
HK$21,449
baseline
▲ 0.50% · 4.625%
HK$22,754
+HK$1,305/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$42,898/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$109,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,454
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,056
−HK$611/mo
Today · 4.125%
HK$23,667
baseline
▲ 0.50% · 4.625%
HK$24,914
+HK$1,247/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$47,334/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$109,238 · Scale 2, in force from 26 Feb 2026)