LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,214
−HK$703/mo
▼ 0.25% · 3.875%
HK$11,563
−HK$354/mo
Today · 4.125%
HK$11,917
baseline
▲ 0.50% · 4.625%
HK$12,642
+HK$725/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$23,834/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,475
−HK$674/mo
▼ 0.25% · 3.875%
HK$12,810
−HK$339/mo
Today · 4.125%
HK$13,149
baseline
▲ 0.50% · 4.625%
HK$13,842
+HK$693/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$26,298/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,457
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,875
−HK$426/mo
Today · 4.125%
HK$14,301
baseline
▲ 0.50% · 4.625%
HK$15,171
+HK$870/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$28,602/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,970
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,372
−HK$407/mo
Today · 4.125%
HK$15,779
baseline
▲ 0.50% · 4.625%
HK$16,611
+HK$832/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$31,558/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,699
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,188
−HK$496/mo
Today · 4.125%
HK$16,684
baseline
▲ 0.50% · 4.625%
HK$17,699
+HK$1,015/mo
Deposit HK$1.48M · loan HK$3.44M · min. income ≈ HK$33,368/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$109,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,465
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,934
−HK$475/mo
Today · 4.125%
HK$18,409
baseline
▲ 0.50% · 4.625%
HK$19,379
+HK$970/mo
Deposit HK$1.48M · loan HK$3.44M · min. income ≈ HK$36,818/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$109,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,185
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,813
−HK$638/mo
Today · 4.125%
HK$21,451
baseline
▲ 0.50% · 4.625%
HK$22,756
+HK$1,305/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$42,902/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$109,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,456
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,058
−HK$611/mo
Today · 4.125%
HK$23,669
baseline
▲ 0.50% · 4.625%
HK$24,916
+HK$1,247/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$47,338/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$109,283 · Scale 2, in force from 26 Feb 2026)