LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,215
−HK$703/mo
▼ 0.25% · 3.875%
HK$11,564
−HK$354/mo
Today · 4.125%
HK$11,918
baseline
▲ 0.50% · 4.625%
HK$12,643
+HK$725/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$23,836/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,476
−HK$674/mo
▼ 0.25% · 3.875%
HK$12,811
−HK$339/mo
Today · 4.125%
HK$13,150
baseline
▲ 0.50% · 4.625%
HK$13,844
+HK$694/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$26,300/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,458
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,876
−HK$426/mo
Today · 4.125%
HK$14,302
baseline
▲ 0.50% · 4.625%
HK$15,172
+HK$870/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$28,604/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,972
−HK$808/mo
▼ 0.25% · 3.875%
HK$15,373
−HK$407/mo
Today · 4.125%
HK$15,780
baseline
▲ 0.50% · 4.625%
HK$16,612
+HK$832/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$31,560/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,701
−HK$984/mo
▼ 0.25% · 3.875%
HK$16,189
−HK$496/mo
Today · 4.125%
HK$16,685
baseline
▲ 0.50% · 4.625%
HK$17,700
+HK$1,015/mo
Deposit HK$1.48M · loan HK$3.44M · min. income ≈ HK$33,370/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$109,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,467
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,935
−HK$475/mo
Today · 4.125%
HK$18,410
baseline
▲ 0.50% · 4.625%
HK$19,381
+HK$971/mo
Deposit HK$1.48M · loan HK$3.44M · min. income ≈ HK$36,820/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$109,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,187
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,814
−HK$638/mo
Today · 4.125%
HK$21,452
baseline
▲ 0.50% · 4.625%
HK$22,758
+HK$1,306/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$42,904/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$109,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,457
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,060
−HK$611/mo
Today · 4.125%
HK$23,671
baseline
▲ 0.50% · 4.625%
HK$24,918
+HK$1,247/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$47,342/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$109,320 · Scale 2, in force from 26 Feb 2026)