LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,147
−HK$7,033/mo
▼ 0.25% · 3.875%
HK$115,636
−HK$3,544/mo
Today · 4.125%
HK$119,180
baseline
▲ 0.50% · 4.625%
HK$126,432
+HK$7,252/mo
Deposit HK$24.59M · loan HK$24.59M · min. income ≈ HK$238,360/mo (50% DSR)
Upfront cash ≈ HK$26.68M (deposit + AVD stamp duty HK$2,090,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,763
−HK$6,741/mo
▼ 0.25% · 3.875%
HK$128,109
−HK$3,395/mo
Today · 4.125%
HK$131,504
baseline
▲ 0.50% · 4.625%
HK$138,435
+HK$6,931/mo
Deposit HK$24.59M · loan HK$24.59M · min. income ≈ HK$263,008/mo (50% DSR)
Upfront cash ≈ HK$26.68M (deposit + AVD stamp duty HK$2,090,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,577
−HK$8,439/mo
▼ 0.25% · 3.875%
HK$138,763
−HK$4,253/mo
Today · 4.125%
HK$143,016
baseline
▲ 0.50% · 4.625%
HK$151,718
+HK$8,702/mo
Deposit HK$19.67M · loan HK$29.51M · min. income ≈ HK$286,032/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$2,090,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,716
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$153,731
−HK$4,073/mo
Today · 4.125%
HK$157,804
baseline
▲ 0.50% · 4.625%
HK$166,122
+HK$8,318/mo
Deposit HK$19.67M · loan HK$29.51M · min. income ≈ HK$315,608/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$2,090,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,006
−HK$9,846/mo
▼ 0.25% · 3.875%
HK$161,890
−HK$4,962/mo
Today · 4.125%
HK$166,852
baseline
▲ 0.50% · 4.625%
HK$177,005
+HK$10,153/mo
Deposit HK$14.75M · loan HK$34.43M · min. income ≈ HK$333,704/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$2,090,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,668
−HK$9,437/mo
▼ 0.25% · 3.875%
HK$179,353
−HK$4,752/mo
Today · 4.125%
HK$184,105
baseline
▲ 0.50% · 4.625%
HK$193,809
+HK$9,704/mo
Deposit HK$14.75M · loan HK$34.43M · min. income ≈ HK$368,210/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$2,090,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,865
−HK$12,659/mo
▼ 0.25% · 3.875%
HK$208,145
−HK$6,379/mo
Today · 4.125%
HK$214,524
baseline
▲ 0.50% · 4.625%
HK$227,578
+HK$13,054/mo
Deposit HK$4.92M · loan HK$44.26M · min. income ≈ HK$429,048/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,090,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,573
−HK$12,133/mo
▼ 0.25% · 3.875%
HK$230,596
−HK$6,110/mo
Today · 4.125%
HK$236,706
baseline
▲ 0.50% · 4.625%
HK$249,183
+HK$12,477/mo
Deposit HK$4.92M · loan HK$44.26M · min. income ≈ HK$473,412/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,090,234 · Scale 2, in force from 26 Feb 2026)