LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,158
−HK$7,033/mo
▼ 0.25% · 3.875%
HK$115,647
−HK$3,544/mo
Today · 4.125%
HK$119,191
baseline
▲ 0.50% · 4.625%
HK$126,444
+HK$7,253/mo
Deposit HK$24.59M · loan HK$24.59M · min. income ≈ HK$238,382/mo (50% DSR)
Upfront cash ≈ HK$26.68M (deposit + AVD stamp duty HK$2,090,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,775
−HK$6,741/mo
▼ 0.25% · 3.875%
HK$128,121
−HK$3,395/mo
Today · 4.125%
HK$131,516
baseline
▲ 0.50% · 4.625%
HK$138,448
+HK$6,932/mo
Deposit HK$24.59M · loan HK$24.59M · min. income ≈ HK$263,032/mo (50% DSR)
Upfront cash ≈ HK$26.68M (deposit + AVD stamp duty HK$2,090,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,589
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$138,776
−HK$4,253/mo
Today · 4.125%
HK$143,029
baseline
▲ 0.50% · 4.625%
HK$151,732
+HK$8,703/mo
Deposit HK$19.67M · loan HK$29.51M · min. income ≈ HK$286,058/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,090,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,729
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$153,745
−HK$4,074/mo
Today · 4.125%
HK$157,819
baseline
▲ 0.50% · 4.625%
HK$166,138
+HK$8,319/mo
Deposit HK$19.67M · loan HK$29.51M · min. income ≈ HK$315,638/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,090,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,021
−HK$9,847/mo
▼ 0.25% · 3.875%
HK$161,905
−HK$4,963/mo
Today · 4.125%
HK$166,868
baseline
▲ 0.50% · 4.625%
HK$177,021
+HK$10,153/mo
Deposit HK$14.76M · loan HK$34.43M · min. income ≈ HK$333,736/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$2,090,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,684
−HK$9,438/mo
▼ 0.25% · 3.875%
HK$179,369
−HK$4,753/mo
Today · 4.125%
HK$184,122
baseline
▲ 0.50% · 4.625%
HK$193,827
+HK$9,705/mo
Deposit HK$14.76M · loan HK$34.43M · min. income ≈ HK$368,244/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$2,090,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,884
−HK$12,660/mo
▼ 0.25% · 3.875%
HK$208,164
−HK$6,380/mo
Today · 4.125%
HK$214,544
baseline
▲ 0.50% · 4.625%
HK$227,599
+HK$13,055/mo
Deposit HK$4.92M · loan HK$44.27M · min. income ≈ HK$429,088/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,090,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,594
−HK$12,134/mo
▼ 0.25% · 3.875%
HK$230,618
−HK$6,110/mo
Today · 4.125%
HK$236,728
baseline
▲ 0.50% · 4.625%
HK$249,207
+HK$12,479/mo
Deposit HK$4.92M · loan HK$44.27M · min. income ≈ HK$473,456/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,090,427 · Scale 2, in force from 26 Feb 2026)