LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,177
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$115,666
−HK$3,545/mo
Today · 4.125%
HK$119,211
baseline
▲ 0.50% · 4.625%
HK$126,465
+HK$7,254/mo
Deposit HK$24.60M · loan HK$24.60M · min. income ≈ HK$238,422/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,090,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,795
−HK$6,743/mo
▼ 0.25% · 3.875%
HK$128,142
−HK$3,396/mo
Today · 4.125%
HK$131,538
baseline
▲ 0.50% · 4.625%
HK$138,471
+HK$6,933/mo
Deposit HK$24.60M · loan HK$24.60M · min. income ≈ HK$263,076/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,090,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,612
−HK$8,441/mo
▼ 0.25% · 3.875%
HK$138,799
−HK$4,254/mo
Today · 4.125%
HK$143,053
baseline
▲ 0.50% · 4.625%
HK$151,758
+HK$8,705/mo
Deposit HK$19.68M · loan HK$29.52M · min. income ≈ HK$286,106/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,090,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,755
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$153,771
−HK$4,074/mo
Today · 4.125%
HK$157,845
baseline
▲ 0.50% · 4.625%
HK$166,166
+HK$8,321/mo
Deposit HK$19.68M · loan HK$29.52M · min. income ≈ HK$315,690/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,090,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,047
−HK$9,849/mo
▼ 0.25% · 3.875%
HK$161,932
−HK$4,964/mo
Today · 4.125%
HK$166,896
baseline
▲ 0.50% · 4.625%
HK$177,051
+HK$10,155/mo
Deposit HK$14.76M · loan HK$34.44M · min. income ≈ HK$333,792/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$2,090,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,714
−HK$9,439/mo
▼ 0.25% · 3.875%
HK$179,399
−HK$4,754/mo
Today · 4.125%
HK$184,153
baseline
▲ 0.50% · 4.625%
HK$193,860
+HK$9,707/mo
Deposit HK$14.76M · loan HK$34.44M · min. income ≈ HK$368,306/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$2,090,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,918
−HK$12,662/mo
▼ 0.25% · 3.875%
HK$208,199
−HK$6,381/mo
Today · 4.125%
HK$214,580
baseline
▲ 0.50% · 4.625%
HK$227,637
+HK$13,057/mo
Deposit HK$4.92M · loan HK$44.28M · min. income ≈ HK$429,160/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,090,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,632
−HK$12,136/mo
▼ 0.25% · 3.875%
HK$230,656
−HK$6,112/mo
Today · 4.125%
HK$236,768
baseline
▲ 0.50% · 4.625%
HK$249,248
+HK$12,480/mo
Deposit HK$4.92M · loan HK$44.28M · min. income ≈ HK$473,536/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,090,779 · Scale 2, in force from 26 Feb 2026)