LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,182
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$115,671
−HK$3,545/mo
Today · 4.125%
HK$119,216
baseline
▲ 0.50% · 4.625%
HK$126,470
+HK$7,254/mo
Deposit HK$24.60M · loan HK$24.60M · min. income ≈ HK$238,432/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,090,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,801
−HK$6,743/mo
▼ 0.25% · 3.875%
HK$128,148
−HK$3,396/mo
Today · 4.125%
HK$131,544
baseline
▲ 0.50% · 4.625%
HK$138,477
+HK$6,933/mo
Deposit HK$24.60M · loan HK$24.60M · min. income ≈ HK$263,088/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,090,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,618
−HK$8,442/mo
▼ 0.25% · 3.875%
HK$138,805
−HK$4,255/mo
Today · 4.125%
HK$143,060
baseline
▲ 0.50% · 4.625%
HK$151,764
+HK$8,704/mo
Deposit HK$19.68M · loan HK$29.52M · min. income ≈ HK$286,120/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,090,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,761
−HK$8,091/mo
▼ 0.25% · 3.875%
HK$153,778
−HK$4,074/mo
Today · 4.125%
HK$157,852
baseline
▲ 0.50% · 4.625%
HK$166,173
+HK$8,321/mo
Deposit HK$19.68M · loan HK$29.52M · min. income ≈ HK$315,704/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,090,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,054
−HK$9,849/mo
▼ 0.25% · 3.875%
HK$161,940
−HK$4,963/mo
Today · 4.125%
HK$166,903
baseline
▲ 0.50% · 4.625%
HK$177,059
+HK$10,156/mo
Deposit HK$14.76M · loan HK$34.44M · min. income ≈ HK$333,806/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$2,090,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,721
−HK$9,440/mo
▼ 0.25% · 3.875%
HK$179,407
−HK$4,754/mo
Today · 4.125%
HK$184,161
baseline
▲ 0.50% · 4.625%
HK$193,868
+HK$9,707/mo
Deposit HK$14.76M · loan HK$34.44M · min. income ≈ HK$368,322/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$2,090,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,927
−HK$12,662/mo
▼ 0.25% · 3.875%
HK$208,208
−HK$6,381/mo
Today · 4.125%
HK$214,589
baseline
▲ 0.50% · 4.625%
HK$227,647
+HK$13,058/mo
Deposit HK$4.92M · loan HK$44.28M · min. income ≈ HK$429,178/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,090,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,642
−HK$12,136/mo
▼ 0.25% · 3.875%
HK$230,666
−HK$6,112/mo
Today · 4.125%
HK$236,778
baseline
▲ 0.50% · 4.625%
HK$249,259
+HK$12,481/mo
Deposit HK$4.92M · loan HK$44.28M · min. income ≈ HK$473,556/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,090,870 · Scale 2, in force from 26 Feb 2026)