LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,183
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$115,673
−HK$3,545/mo
Today · 4.125%
HK$119,218
baseline
▲ 0.50% · 4.625%
HK$126,472
+HK$7,254/mo
Deposit HK$24.60M · loan HK$24.60M · min. income ≈ HK$238,436/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,090,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,803
−HK$6,743/mo
▼ 0.25% · 3.875%
HK$128,150
−HK$3,396/mo
Today · 4.125%
HK$131,546
baseline
▲ 0.50% · 4.625%
HK$138,480
+HK$6,934/mo
Deposit HK$24.60M · loan HK$24.60M · min. income ≈ HK$263,092/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,090,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,620
−HK$8,442/mo
▼ 0.25% · 3.875%
HK$138,807
−HK$4,255/mo
Today · 4.125%
HK$143,062
baseline
▲ 0.50% · 4.625%
HK$151,767
+HK$8,705/mo
Deposit HK$19.68M · loan HK$29.52M · min. income ≈ HK$286,124/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,090,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,763
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$153,780
−HK$4,075/mo
Today · 4.125%
HK$157,855
baseline
▲ 0.50% · 4.625%
HK$166,175
+HK$8,320/mo
Deposit HK$19.68M · loan HK$29.52M · min. income ≈ HK$315,710/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,090,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,057
−HK$9,849/mo
▼ 0.25% · 3.875%
HK$161,942
−HK$4,964/mo
Today · 4.125%
HK$166,906
baseline
▲ 0.50% · 4.625%
HK$177,061
+HK$10,155/mo
Deposit HK$14.76M · loan HK$34.44M · min. income ≈ HK$333,812/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$2,090,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,724
−HK$9,440/mo
▼ 0.25% · 3.875%
HK$179,410
−HK$4,754/mo
Today · 4.125%
HK$184,164
baseline
▲ 0.50% · 4.625%
HK$193,871
+HK$9,707/mo
Deposit HK$14.76M · loan HK$34.44M · min. income ≈ HK$368,328/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$2,090,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,930
−HK$12,663/mo
▼ 0.25% · 3.875%
HK$208,211
−HK$6,382/mo
Today · 4.125%
HK$214,593
baseline
▲ 0.50% · 4.625%
HK$227,650
+HK$13,057/mo
Deposit HK$4.92M · loan HK$44.28M · min. income ≈ HK$429,186/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,090,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,645
−HK$12,137/mo
▼ 0.25% · 3.875%
HK$230,670
−HK$6,112/mo
Today · 4.125%
HK$236,782
baseline
▲ 0.50% · 4.625%
HK$249,263
+HK$12,481/mo
Deposit HK$4.92M · loan HK$44.28M · min. income ≈ HK$473,564/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,090,903 · Scale 2, in force from 26 Feb 2026)