LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,219
−HK$703/mo
▼ 0.25% · 3.875%
HK$11,568
−HK$354/mo
Today · 4.125%
HK$11,922
baseline
▲ 0.50% · 4.625%
HK$12,648
+HK$726/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$23,844/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,481
−HK$674/mo
▼ 0.25% · 3.875%
HK$12,815
−HK$340/mo
Today · 4.125%
HK$13,155
baseline
▲ 0.50% · 4.625%
HK$13,848
+HK$693/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$26,310/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,462
−HK$845/mo
▼ 0.25% · 3.875%
HK$13,881
−HK$426/mo
Today · 4.125%
HK$14,307
baseline
▲ 0.50% · 4.625%
HK$15,177
+HK$870/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$28,614/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,977
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,378
−HK$408/mo
Today · 4.125%
HK$15,786
baseline
▲ 0.50% · 4.625%
HK$16,618
+HK$832/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$31,572/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,706
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,195
−HK$496/mo
Today · 4.125%
HK$16,691
baseline
▲ 0.50% · 4.625%
HK$17,707
+HK$1,016/mo
Deposit HK$1.48M · loan HK$3.44M · min. income ≈ HK$33,382/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$109,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,473
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,941
−HK$476/mo
Today · 4.125%
HK$18,417
baseline
▲ 0.50% · 4.625%
HK$19,388
+HK$971/mo
Deposit HK$1.48M · loan HK$3.44M · min. income ≈ HK$36,834/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$109,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,194
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,822
−HK$638/mo
Today · 4.125%
HK$21,460
baseline
▲ 0.50% · 4.625%
HK$22,766
+HK$1,306/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$42,920/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$109,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,465
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,068
−HK$611/mo
Today · 4.125%
HK$23,679
baseline
▲ 0.50% · 4.625%
HK$24,927
+HK$1,248/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$47,358/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$109,490 · Scale 2, in force from 26 Feb 2026)