LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,205
−HK$7,036/mo
▼ 0.25% · 3.875%
HK$115,695
−HK$3,546/mo
Today · 4.125%
HK$119,241
baseline
▲ 0.50% · 4.625%
HK$126,497
+HK$7,256/mo
Deposit HK$24.60M · loan HK$24.60M · min. income ≈ HK$238,482/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,091,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,827
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$128,175
−HK$3,396/mo
Today · 4.125%
HK$131,571
baseline
▲ 0.50% · 4.625%
HK$138,506
+HK$6,935/mo
Deposit HK$24.60M · loan HK$24.60M · min. income ≈ HK$263,142/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,091,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,646
−HK$8,443/mo
▼ 0.25% · 3.875%
HK$138,834
−HK$4,255/mo
Today · 4.125%
HK$143,089
baseline
▲ 0.50% · 4.625%
HK$151,796
+HK$8,707/mo
Deposit HK$19.68M · loan HK$29.52M · min. income ≈ HK$286,178/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,091,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,792
−HK$8,093/mo
▼ 0.25% · 3.875%
HK$153,809
−HK$4,076/mo
Today · 4.125%
HK$157,885
baseline
▲ 0.50% · 4.625%
HK$166,207
+HK$8,322/mo
Deposit HK$19.68M · loan HK$29.52M · min. income ≈ HK$315,770/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,091,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,087
−HK$9,851/mo
▼ 0.25% · 3.875%
HK$161,973
−HK$4,965/mo
Today · 4.125%
HK$166,938
baseline
▲ 0.50% · 4.625%
HK$177,095
+HK$10,157/mo
Deposit HK$14.76M · loan HK$34.44M · min. income ≈ HK$333,876/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$2,091,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,757
−HK$9,442/mo
▼ 0.25% · 3.875%
HK$179,444
−HK$4,755/mo
Today · 4.125%
HK$184,199
baseline
▲ 0.50% · 4.625%
HK$193,908
+HK$9,709/mo
Deposit HK$14.76M · loan HK$34.44M · min. income ≈ HK$368,398/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$2,091,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,969
−HK$12,665/mo
▼ 0.25% · 3.875%
HK$208,251
−HK$6,383/mo
Today · 4.125%
HK$214,634
baseline
▲ 0.50% · 4.625%
HK$227,694
+HK$13,060/mo
Deposit HK$4.92M · loan HK$44.29M · min. income ≈ HK$429,268/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,091,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,688
−HK$12,139/mo
▼ 0.25% · 3.875%
HK$230,714
−HK$6,113/mo
Today · 4.125%
HK$236,827
baseline
▲ 0.50% · 4.625%
HK$249,311
+HK$12,484/mo
Deposit HK$4.92M · loan HK$44.29M · min. income ≈ HK$473,654/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,091,303 · Scale 2, in force from 26 Feb 2026)