LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,222
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$115,713
−HK$3,547/mo
Today · 4.125%
HK$119,260
baseline
▲ 0.50% · 4.625%
HK$126,517
+HK$7,257/mo
Deposit HK$24.61M · loan HK$24.61M · min. income ≈ HK$238,520/mo (50% DSR)
Upfront cash ≈ HK$26.70M (deposit + AVD stamp duty HK$2,091,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,846
−HK$6,745/mo
▼ 0.25% · 3.875%
HK$128,195
−HK$3,396/mo
Today · 4.125%
HK$131,591
baseline
▲ 0.50% · 4.625%
HK$138,528
+HK$6,937/mo
Deposit HK$24.61M · loan HK$24.61M · min. income ≈ HK$263,182/mo (50% DSR)
Upfront cash ≈ HK$26.70M (deposit + AVD stamp duty HK$2,091,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,667
−HK$8,445/mo
▼ 0.25% · 3.875%
HK$138,856
−HK$4,256/mo
Today · 4.125%
HK$143,112
baseline
▲ 0.50% · 4.625%
HK$151,820
+HK$8,708/mo
Deposit HK$19.69M · loan HK$29.53M · min. income ≈ HK$286,224/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,091,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,816
−HK$8,094/mo
▼ 0.25% · 3.875%
HK$153,834
−HK$4,076/mo
Today · 4.125%
HK$157,910
baseline
▲ 0.50% · 4.625%
HK$166,233
+HK$8,323/mo
Deposit HK$19.69M · loan HK$29.53M · min. income ≈ HK$315,820/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,091,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,111
−HK$9,853/mo
▼ 0.25% · 3.875%
HK$161,999
−HK$4,965/mo
Today · 4.125%
HK$166,964
baseline
▲ 0.50% · 4.625%
HK$177,123
+HK$10,159/mo
Deposit HK$14.76M · loan HK$34.45M · min. income ≈ HK$333,928/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,091,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,785
−HK$9,443/mo
▼ 0.25% · 3.875%
HK$179,473
−HK$4,755/mo
Today · 4.125%
HK$184,228
baseline
▲ 0.50% · 4.625%
HK$193,939
+HK$9,711/mo
Deposit HK$14.76M · loan HK$34.45M · min. income ≈ HK$368,456/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,091,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,000
−HK$12,668/mo
▼ 0.25% · 3.875%
HK$208,284
−HK$6,384/mo
Today · 4.125%
HK$214,668
baseline
▲ 0.50% · 4.625%
HK$227,730
+HK$13,062/mo
Deposit HK$4.92M · loan HK$44.29M · min. income ≈ HK$429,336/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,091,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,724
−HK$12,141/mo
▼ 0.25% · 3.875%
HK$230,750
−HK$6,115/mo
Today · 4.125%
HK$236,865
baseline
▲ 0.50% · 4.625%
HK$249,350
+HK$12,485/mo
Deposit HK$4.92M · loan HK$44.29M · min. income ≈ HK$473,730/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,091,632 · Scale 2, in force from 26 Feb 2026)