LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,222
−HK$704/mo
▼ 0.25% · 3.875%
HK$11,572
−HK$354/mo
Today · 4.125%
HK$11,926
baseline
▲ 0.50% · 4.625%
HK$12,652
+HK$726/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$23,852/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,485
−HK$674/mo
▼ 0.25% · 3.875%
HK$12,820
−HK$339/mo
Today · 4.125%
HK$13,159
baseline
▲ 0.50% · 4.625%
HK$13,853
+HK$694/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$26,318/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,467
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,886
−HK$425/mo
Today · 4.125%
HK$14,311
baseline
▲ 0.50% · 4.625%
HK$15,182
+HK$871/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$28,622/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,982
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,384
−HK$407/mo
Today · 4.125%
HK$15,791
baseline
▲ 0.50% · 4.625%
HK$16,624
+HK$833/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$31,582/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,711
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,200
−HK$497/mo
Today · 4.125%
HK$16,697
baseline
▲ 0.50% · 4.625%
HK$17,713
+HK$1,016/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$33,394/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$109,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,479
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,948
−HK$475/mo
Today · 4.125%
HK$18,423
baseline
▲ 0.50% · 4.625%
HK$19,394
+HK$971/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$36,846/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$109,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,200
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,829
−HK$638/mo
Today · 4.125%
HK$21,467
baseline
▲ 0.50% · 4.625%
HK$22,773
+HK$1,306/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$42,934/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$109,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,473
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,075
−HK$612/mo
Today · 4.125%
HK$23,687
baseline
▲ 0.50% · 4.625%
HK$24,935
+HK$1,248/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$47,374/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$109,658 · Scale 2, in force from 26 Feb 2026)