LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,233
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$115,724
−HK$3,547/mo
Today · 4.125%
HK$119,271
baseline
▲ 0.50% · 4.625%
HK$126,528
+HK$7,257/mo
Deposit HK$24.61M · loan HK$24.61M · min. income ≈ HK$238,542/mo (50% DSR)
Upfront cash ≈ HK$26.70M (deposit + AVD stamp duty HK$2,091,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,858
−HK$6,745/mo
▼ 0.25% · 3.875%
HK$128,206
−HK$3,397/mo
Today · 4.125%
HK$131,603
baseline
▲ 0.50% · 4.625%
HK$138,540
+HK$6,937/mo
Deposit HK$24.61M · loan HK$24.61M · min. income ≈ HK$263,206/mo (50% DSR)
Upfront cash ≈ HK$26.70M (deposit + AVD stamp duty HK$2,091,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,679
−HK$8,446/mo
▼ 0.25% · 3.875%
HK$138,868
−HK$4,257/mo
Today · 4.125%
HK$143,125
baseline
▲ 0.50% · 4.625%
HK$151,833
+HK$8,708/mo
Deposit HK$19.69M · loan HK$29.53M · min. income ≈ HK$286,250/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,091,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,829
−HK$8,095/mo
▼ 0.25% · 3.875%
HK$153,847
−HK$4,077/mo
Today · 4.125%
HK$157,924
baseline
▲ 0.50% · 4.625%
HK$166,248
+HK$8,324/mo
Deposit HK$19.69M · loan HK$29.53M · min. income ≈ HK$315,848/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,091,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,126
−HK$9,853/mo
▼ 0.25% · 3.875%
HK$162,013
−HK$4,966/mo
Today · 4.125%
HK$166,979
baseline
▲ 0.50% · 4.625%
HK$177,139
+HK$10,160/mo
Deposit HK$14.77M · loan HK$34.45M · min. income ≈ HK$333,958/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,091,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,801
−HK$9,444/mo
▼ 0.25% · 3.875%
HK$179,489
−HK$4,756/mo
Today · 4.125%
HK$184,245
baseline
▲ 0.50% · 4.625%
HK$193,956
+HK$9,711/mo
Deposit HK$14.77M · loan HK$34.45M · min. income ≈ HK$368,490/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,091,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,019
−HK$12,668/mo
▼ 0.25% · 3.875%
HK$208,303
−HK$6,384/mo
Today · 4.125%
HK$214,687
baseline
▲ 0.50% · 4.625%
HK$227,750
+HK$13,063/mo
Deposit HK$4.92M · loan HK$44.30M · min. income ≈ HK$429,374/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,091,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,744
−HK$12,142/mo
▼ 0.25% · 3.875%
HK$230,771
−HK$6,115/mo
Today · 4.125%
HK$236,886
baseline
▲ 0.50% · 4.625%
HK$249,372
+HK$12,486/mo
Deposit HK$4.92M · loan HK$44.30M · min. income ≈ HK$473,772/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,091,820 · Scale 2, in force from 26 Feb 2026)