LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,240
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$115,731
−HK$3,547/mo
Today · 4.125%
HK$119,278
baseline
▲ 0.50% · 4.625%
HK$126,536
+HK$7,258/mo
Deposit HK$24.61M · loan HK$24.61M · min. income ≈ HK$238,556/mo (50% DSR)
Upfront cash ≈ HK$26.70M (deposit + AVD stamp duty HK$2,091,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,866
−HK$6,746/mo
▼ 0.25% · 3.875%
HK$128,215
−HK$3,397/mo
Today · 4.125%
HK$131,612
baseline
▲ 0.50% · 4.625%
HK$138,549
+HK$6,937/mo
Deposit HK$24.61M · loan HK$24.61M · min. income ≈ HK$263,224/mo (50% DSR)
Upfront cash ≈ HK$26.70M (deposit + AVD stamp duty HK$2,091,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,688
−HK$8,446/mo
▼ 0.25% · 3.875%
HK$138,878
−HK$4,256/mo
Today · 4.125%
HK$143,134
baseline
▲ 0.50% · 4.625%
HK$151,844
+HK$8,710/mo
Deposit HK$19.69M · loan HK$29.53M · min. income ≈ HK$286,268/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,091,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,839
−HK$8,095/mo
▼ 0.25% · 3.875%
HK$153,858
−HK$4,076/mo
Today · 4.125%
HK$157,934
baseline
▲ 0.50% · 4.625%
HK$166,259
+HK$8,325/mo
Deposit HK$19.69M · loan HK$29.53M · min. income ≈ HK$315,868/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,091,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,136
−HK$9,854/mo
▼ 0.25% · 3.875%
HK$162,024
−HK$4,966/mo
Today · 4.125%
HK$166,990
baseline
▲ 0.50% · 4.625%
HK$177,151
+HK$10,161/mo
Deposit HK$14.77M · loan HK$34.46M · min. income ≈ HK$333,980/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,091,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,812
−HK$9,445/mo
▼ 0.25% · 3.875%
HK$179,501
−HK$4,756/mo
Today · 4.125%
HK$184,257
baseline
▲ 0.50% · 4.625%
HK$193,969
+HK$9,712/mo
Deposit HK$14.77M · loan HK$34.46M · min. income ≈ HK$368,514/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,091,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,032
−HK$12,669/mo
▼ 0.25% · 3.875%
HK$208,316
−HK$6,385/mo
Today · 4.125%
HK$214,701
baseline
▲ 0.50% · 4.625%
HK$227,765
+HK$13,064/mo
Deposit HK$4.92M · loan HK$44.30M · min. income ≈ HK$429,402/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,091,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,759
−HK$12,143/mo
▼ 0.25% · 3.875%
HK$230,787
−HK$6,115/mo
Today · 4.125%
HK$236,902
baseline
▲ 0.50% · 4.625%
HK$249,389
+HK$12,487/mo
Deposit HK$4.92M · loan HK$44.30M · min. income ≈ HK$473,804/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,091,959 · Scale 2, in force from 26 Feb 2026)