LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,246
−HK$7,039/mo
▼ 0.25% · 3.875%
HK$115,738
−HK$3,547/mo
Today · 4.125%
HK$119,285
baseline
▲ 0.50% · 4.625%
HK$126,543
+HK$7,258/mo
Deposit HK$24.61M · loan HK$24.61M · min. income ≈ HK$238,570/mo (50% DSR)
Upfront cash ≈ HK$26.70M (deposit + AVD stamp duty HK$2,092,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,873
−HK$6,746/mo
▼ 0.25% · 3.875%
HK$128,222
−HK$3,397/mo
Today · 4.125%
HK$131,619
baseline
▲ 0.50% · 4.625%
HK$138,557
+HK$6,938/mo
Deposit HK$24.61M · loan HK$24.61M · min. income ≈ HK$263,238/mo (50% DSR)
Upfront cash ≈ HK$26.70M (deposit + AVD stamp duty HK$2,092,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,696
−HK$8,446/mo
▼ 0.25% · 3.875%
HK$138,885
−HK$4,257/mo
Today · 4.125%
HK$143,142
baseline
▲ 0.50% · 4.625%
HK$151,852
+HK$8,710/mo
Deposit HK$19.69M · loan HK$29.54M · min. income ≈ HK$286,284/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,092,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,848
−HK$8,095/mo
▼ 0.25% · 3.875%
HK$153,866
−HK$4,077/mo
Today · 4.125%
HK$157,943
baseline
▲ 0.50% · 4.625%
HK$166,269
+HK$8,326/mo
Deposit HK$19.69M · loan HK$29.54M · min. income ≈ HK$315,886/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,092,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,145
−HK$9,854/mo
▼ 0.25% · 3.875%
HK$162,033
−HK$4,966/mo
Today · 4.125%
HK$166,999
baseline
▲ 0.50% · 4.625%
HK$177,161
+HK$10,162/mo
Deposit HK$14.77M · loan HK$34.46M · min. income ≈ HK$333,998/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,092,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,822
−HK$9,445/mo
▼ 0.25% · 3.875%
HK$179,511
−HK$4,756/mo
Today · 4.125%
HK$184,267
baseline
▲ 0.50% · 4.625%
HK$193,980
+HK$9,713/mo
Deposit HK$14.77M · loan HK$34.46M · min. income ≈ HK$368,534/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,092,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,043
−HK$12,670/mo
▼ 0.25% · 3.875%
HK$208,328
−HK$6,385/mo
Today · 4.125%
HK$214,713
baseline
▲ 0.50% · 4.625%
HK$227,778
+HK$13,065/mo
Deposit HK$4.92M · loan HK$44.30M · min. income ≈ HK$429,426/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,092,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,771
−HK$12,144/mo
▼ 0.25% · 3.875%
HK$230,800
−HK$6,115/mo
Today · 4.125%
HK$236,915
baseline
▲ 0.50% · 4.625%
HK$249,403
+HK$12,488/mo
Deposit HK$4.92M · loan HK$44.30M · min. income ≈ HK$473,830/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,092,077 · Scale 2, in force from 26 Feb 2026)