LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,251
−HK$7,039/mo
▼ 0.25% · 3.875%
HK$115,743
−HK$3,547/mo
Today · 4.125%
HK$119,290
baseline
▲ 0.50% · 4.625%
HK$126,549
+HK$7,259/mo
Deposit HK$24.61M · loan HK$24.61M · min. income ≈ HK$238,580/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,092,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,878
−HK$6,747/mo
▼ 0.25% · 3.875%
HK$128,228
−HK$3,397/mo
Today · 4.125%
HK$131,625
baseline
▲ 0.50% · 4.625%
HK$138,563
+HK$6,938/mo
Deposit HK$24.61M · loan HK$24.61M · min. income ≈ HK$263,250/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,092,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,702
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$138,892
−HK$4,257/mo
Today · 4.125%
HK$143,149
baseline
▲ 0.50% · 4.625%
HK$151,859
+HK$8,710/mo
Deposit HK$19.69M · loan HK$29.54M · min. income ≈ HK$286,298/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,092,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,854
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$153,873
−HK$4,077/mo
Today · 4.125%
HK$157,950
baseline
▲ 0.50% · 4.625%
HK$166,276
+HK$8,326/mo
Deposit HK$19.69M · loan HK$29.54M · min. income ≈ HK$315,900/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,092,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,152
−HK$9,855/mo
▼ 0.25% · 3.875%
HK$162,040
−HK$4,967/mo
Today · 4.125%
HK$167,007
baseline
▲ 0.50% · 4.625%
HK$177,169
+HK$10,162/mo
Deposit HK$14.77M · loan HK$34.46M · min. income ≈ HK$334,014/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,092,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,830
−HK$9,445/mo
▼ 0.25% · 3.875%
HK$179,519
−HK$4,756/mo
Today · 4.125%
HK$184,275
baseline
▲ 0.50% · 4.625%
HK$193,989
+HK$9,714/mo
Deposit HK$14.77M · loan HK$34.46M · min. income ≈ HK$368,550/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,092,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,052
−HK$12,671/mo
▼ 0.25% · 3.875%
HK$208,337
−HK$6,386/mo
Today · 4.125%
HK$214,723
baseline
▲ 0.50% · 4.625%
HK$227,788
+HK$13,065/mo
Deposit HK$4.92M · loan HK$44.30M · min. income ≈ HK$429,446/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,092,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,781
−HK$12,144/mo
▼ 0.25% · 3.875%
HK$230,810
−HK$6,115/mo
Today · 4.125%
HK$236,925
baseline
▲ 0.50% · 4.625%
HK$249,414
+HK$12,489/mo
Deposit HK$4.92M · loan HK$44.30M · min. income ≈ HK$473,850/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$2,092,168 · Scale 2, in force from 26 Feb 2026)