LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,225
−HK$704/mo
▼ 0.25% · 3.875%
HK$11,574
−HK$355/mo
Today · 4.125%
HK$11,929
baseline
▲ 0.50% · 4.625%
HK$12,655
+HK$726/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$23,858/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,488
−HK$675/mo
▼ 0.25% · 3.875%
HK$12,823
−HK$340/mo
Today · 4.125%
HK$13,163
baseline
▲ 0.50% · 4.625%
HK$13,856
+HK$693/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$26,326/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,470
−HK$845/mo
▼ 0.25% · 3.875%
HK$13,889
−HK$426/mo
Today · 4.125%
HK$14,315
baseline
▲ 0.50% · 4.625%
HK$15,186
+HK$871/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$28,630/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,986
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,387
−HK$408/mo
Today · 4.125%
HK$15,795
baseline
▲ 0.50% · 4.625%
HK$16,628
+HK$833/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$31,590/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,715
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,204
−HK$497/mo
Today · 4.125%
HK$16,701
baseline
▲ 0.50% · 4.625%
HK$17,717
+HK$1,016/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$33,402/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$109,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,483
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,952
−HK$476/mo
Today · 4.125%
HK$18,428
baseline
▲ 0.50% · 4.625%
HK$19,399
+HK$971/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$36,856/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$109,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,205
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,834
−HK$638/mo
Today · 4.125%
HK$21,472
baseline
▲ 0.50% · 4.625%
HK$22,779
+HK$1,307/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$42,944/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$109,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,478
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,081
−HK$612/mo
Today · 4.125%
HK$23,693
baseline
▲ 0.50% · 4.625%
HK$24,942
+HK$1,249/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$47,386/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$109,779 · Scale 2, in force from 26 Feb 2026)