LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,269
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$115,761
−HK$3,548/mo
Today · 4.125%
HK$119,309
baseline
▲ 0.50% · 4.625%
HK$126,569
+HK$7,260/mo
Deposit HK$24.62M · loan HK$24.62M · min. income ≈ HK$238,618/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,092,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,898
−HK$6,748/mo
▼ 0.25% · 3.875%
HK$128,248
−HK$3,398/mo
Today · 4.125%
HK$131,646
baseline
▲ 0.50% · 4.625%
HK$138,585
+HK$6,939/mo
Deposit HK$24.62M · loan HK$24.62M · min. income ≈ HK$263,292/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,092,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,723
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$138,913
−HK$4,258/mo
Today · 4.125%
HK$143,171
baseline
▲ 0.50% · 4.625%
HK$151,883
+HK$8,712/mo
Deposit HK$19.69M · loan HK$29.54M · min. income ≈ HK$286,342/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,092,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,878
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$153,897
−HK$4,078/mo
Today · 4.125%
HK$157,975
baseline
▲ 0.50% · 4.625%
HK$166,302
+HK$8,327/mo
Deposit HK$19.69M · loan HK$29.54M · min. income ≈ HK$315,950/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,092,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,177
−HK$9,856/mo
▼ 0.25% · 3.875%
HK$162,066
−HK$4,967/mo
Today · 4.125%
HK$167,033
baseline
▲ 0.50% · 4.625%
HK$177,197
+HK$10,164/mo
Deposit HK$14.77M · loan HK$34.46M · min. income ≈ HK$334,066/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,092,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,857
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$179,547
−HK$4,757/mo
Today · 4.125%
HK$184,304
baseline
▲ 0.50% · 4.625%
HK$194,019
+HK$9,715/mo
Deposit HK$14.77M · loan HK$34.46M · min. income ≈ HK$368,608/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,092,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,084
−HK$12,673/mo
▼ 0.25% · 3.875%
HK$208,370
−HK$6,387/mo
Today · 4.125%
HK$214,757
baseline
▲ 0.50% · 4.625%
HK$227,824
+HK$13,067/mo
Deposit HK$4.92M · loan HK$44.31M · min. income ≈ HK$429,514/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,092,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,817
−HK$12,146/mo
▼ 0.25% · 3.875%
HK$230,846
−HK$6,117/mo
Today · 4.125%
HK$236,963
baseline
▲ 0.50% · 4.625%
HK$249,453
+HK$12,490/mo
Deposit HK$4.92M · loan HK$44.31M · min. income ≈ HK$473,926/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,092,499 · Scale 2, in force from 26 Feb 2026)