LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,227
−HK$704/mo
▼ 0.25% · 3.875%
HK$11,576
−HK$355/mo
Today · 4.125%
HK$11,931
baseline
▲ 0.50% · 4.625%
HK$12,657
+HK$726/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$23,862/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,490
−HK$675/mo
▼ 0.25% · 3.875%
HK$12,825
−HK$340/mo
Today · 4.125%
HK$13,165
baseline
▲ 0.50% · 4.625%
HK$13,859
+HK$694/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$26,330/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,472
−HK$845/mo
▼ 0.25% · 3.875%
HK$13,891
−HK$426/mo
Today · 4.125%
HK$14,317
baseline
▲ 0.50% · 4.625%
HK$15,188
+HK$871/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$28,634/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,988
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,390
−HK$408/mo
Today · 4.125%
HK$15,798
baseline
▲ 0.50% · 4.625%
HK$16,630
+HK$832/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$31,596/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,718
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,207
−HK$496/mo
Today · 4.125%
HK$16,703
baseline
▲ 0.50% · 4.625%
HK$17,720
+HK$1,017/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$33,406/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$109,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,486
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,955
−HK$476/mo
Today · 4.125%
HK$18,431
baseline
▲ 0.50% · 4.625%
HK$19,402
+HK$971/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$36,862/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$109,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,208
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,837
−HK$639/mo
Today · 4.125%
HK$21,476
baseline
▲ 0.50% · 4.625%
HK$22,782
+HK$1,306/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$42,952/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$109,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,482
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,085
−HK$611/mo
Today · 4.125%
HK$23,696
baseline
▲ 0.50% · 4.625%
HK$24,945
+HK$1,249/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$47,392/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$109,855 · Scale 2, in force from 26 Feb 2026)