LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,273
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$115,766
−HK$3,548/mo
Today · 4.125%
HK$119,314
baseline
▲ 0.50% · 4.625%
HK$126,574
+HK$7,260/mo
Deposit HK$24.62M · loan HK$24.62M · min. income ≈ HK$238,628/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,092,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,903
−HK$6,748/mo
▼ 0.25% · 3.875%
HK$128,253
−HK$3,398/mo
Today · 4.125%
HK$131,651
baseline
▲ 0.50% · 4.625%
HK$138,591
+HK$6,940/mo
Deposit HK$24.62M · loan HK$24.62M · min. income ≈ HK$263,302/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,092,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,728
−HK$8,449/mo
▼ 0.25% · 3.875%
HK$138,919
−HK$4,258/mo
Today · 4.125%
HK$143,177
baseline
▲ 0.50% · 4.625%
HK$151,889
+HK$8,712/mo
Deposit HK$19.69M · loan HK$29.54M · min. income ≈ HK$286,354/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,092,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,884
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$153,903
−HK$4,078/mo
Today · 4.125%
HK$157,981
baseline
▲ 0.50% · 4.625%
HK$166,309
+HK$8,328/mo
Deposit HK$19.69M · loan HK$29.54M · min. income ≈ HK$315,962/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,092,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,183
−HK$9,856/mo
▼ 0.25% · 3.875%
HK$162,072
−HK$4,967/mo
Today · 4.125%
HK$167,039
baseline
▲ 0.50% · 4.625%
HK$177,203
+HK$10,164/mo
Deposit HK$14.77M · loan HK$34.47M · min. income ≈ HK$334,078/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,092,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,864
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$179,554
−HK$4,757/mo
Today · 4.125%
HK$184,311
baseline
▲ 0.50% · 4.625%
HK$194,027
+HK$9,716/mo
Deposit HK$14.77M · loan HK$34.47M · min. income ≈ HK$368,622/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,092,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,092
−HK$12,673/mo
▼ 0.25% · 3.875%
HK$208,378
−HK$6,387/mo
Today · 4.125%
HK$214,765
baseline
▲ 0.50% · 4.625%
HK$227,833
+HK$13,068/mo
Deposit HK$4.92M · loan HK$44.31M · min. income ≈ HK$429,530/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,092,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,825
−HK$12,147/mo
▼ 0.25% · 3.875%
HK$230,855
−HK$6,117/mo
Today · 4.125%
HK$236,972
baseline
▲ 0.50% · 4.625%
HK$249,463
+HK$12,491/mo
Deposit HK$4.92M · loan HK$44.31M · min. income ≈ HK$473,944/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,092,579 · Scale 2, in force from 26 Feb 2026)