LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,228
−HK$704/mo
▼ 0.25% · 3.875%
HK$11,577
−HK$355/mo
Today · 4.125%
HK$11,932
baseline
▲ 0.50% · 4.625%
HK$12,658
+HK$726/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$23,864/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,491
−HK$675/mo
▼ 0.25% · 3.875%
HK$12,826
−HK$340/mo
Today · 4.125%
HK$13,166
baseline
▲ 0.50% · 4.625%
HK$13,860
+HK$694/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$26,332/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$109,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,474
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,893
−HK$425/mo
Today · 4.125%
HK$14,318
baseline
▲ 0.50% · 4.625%
HK$15,190
+HK$872/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$28,636/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,989
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,391
−HK$408/mo
Today · 4.125%
HK$15,799
baseline
▲ 0.50% · 4.625%
HK$16,632
+HK$833/mo
Deposit HK$1.97M · loan HK$2.95M · min. income ≈ HK$31,598/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$109,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,719
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,208
−HK$497/mo
Today · 4.125%
HK$16,705
baseline
▲ 0.50% · 4.625%
HK$17,721
+HK$1,016/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$33,410/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$109,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,487
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,956
−HK$476/mo
Today · 4.125%
HK$18,432
baseline
▲ 0.50% · 4.625%
HK$19,404
+HK$972/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$36,864/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$109,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,210
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,839
−HK$639/mo
Today · 4.125%
HK$21,478
baseline
▲ 0.50% · 4.625%
HK$22,784
+HK$1,306/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$42,956/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$109,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,484
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,087
−HK$611/mo
Today · 4.125%
HK$23,698
baseline
▲ 0.50% · 4.625%
HK$24,948
+HK$1,250/mo
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$47,396/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$109,898 · Scale 2, in force from 26 Feb 2026)