LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,280
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$115,772
−HK$3,549/mo
Today · 4.125%
HK$119,321
baseline
▲ 0.50% · 4.625%
HK$126,581
+HK$7,260/mo
Deposit HK$24.62M · loan HK$24.62M · min. income ≈ HK$238,642/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,092,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,910
−HK$6,749/mo
▼ 0.25% · 3.875%
HK$128,260
−HK$3,399/mo
Today · 4.125%
HK$131,659
baseline
▲ 0.50% · 4.625%
HK$138,598
+HK$6,939/mo
Deposit HK$24.62M · loan HK$24.62M · min. income ≈ HK$263,318/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,092,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,736
−HK$8,449/mo
▼ 0.25% · 3.875%
HK$138,927
−HK$4,258/mo
Today · 4.125%
HK$143,185
baseline
▲ 0.50% · 4.625%
HK$151,897
+HK$8,712/mo
Deposit HK$19.70M · loan HK$29.54M · min. income ≈ HK$286,370/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,092,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,892
−HK$8,098/mo
▼ 0.25% · 3.875%
HK$153,912
−HK$4,078/mo
Today · 4.125%
HK$157,990
baseline
▲ 0.50% · 4.625%
HK$166,318
+HK$8,328/mo
Deposit HK$19.70M · loan HK$29.54M · min. income ≈ HK$315,980/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,092,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,192
−HK$9,857/mo
▼ 0.25% · 3.875%
HK$162,081
−HK$4,968/mo
Today · 4.125%
HK$167,049
baseline
▲ 0.50% · 4.625%
HK$177,213
+HK$10,164/mo
Deposit HK$14.77M · loan HK$34.47M · min. income ≈ HK$334,098/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,092,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,874
−HK$9,448/mo
▼ 0.25% · 3.875%
HK$179,564
−HK$4,758/mo
Today · 4.125%
HK$184,322
baseline
▲ 0.50% · 4.625%
HK$194,038
+HK$9,716/mo
Deposit HK$14.77M · loan HK$34.47M · min. income ≈ HK$368,644/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$2,092,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,103
−HK$12,674/mo
▼ 0.25% · 3.875%
HK$208,390
−HK$6,387/mo
Today · 4.125%
HK$214,777
baseline
▲ 0.50% · 4.625%
HK$227,846
+HK$13,069/mo
Deposit HK$4.92M · loan HK$44.32M · min. income ≈ HK$429,554/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,092,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,838
−HK$12,147/mo
▼ 0.25% · 3.875%
HK$230,868
−HK$6,117/mo
Today · 4.125%
HK$236,985
baseline
▲ 0.50% · 4.625%
HK$249,477
+HK$12,492/mo
Deposit HK$4.92M · loan HK$44.32M · min. income ≈ HK$473,970/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,092,698 · Scale 2, in force from 26 Feb 2026)