LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,283
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$115,775
−HK$3,549/mo
Today · 4.125%
HK$119,324
baseline
▲ 0.50% · 4.625%
HK$126,584
+HK$7,260/mo
Deposit HK$24.62M · loan HK$24.62M · min. income ≈ HK$238,648/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,092,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,913
−HK$6,749/mo
▼ 0.25% · 3.875%
HK$128,264
−HK$3,398/mo
Today · 4.125%
HK$131,662
baseline
▲ 0.50% · 4.625%
HK$138,602
+HK$6,940/mo
Deposit HK$24.62M · loan HK$24.62M · min. income ≈ HK$263,324/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$2,092,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,739
−HK$8,450/mo
▼ 0.25% · 3.875%
HK$138,930
−HK$4,259/mo
Today · 4.125%
HK$143,189
baseline
▲ 0.50% · 4.625%
HK$151,901
+HK$8,712/mo
Deposit HK$19.70M · loan HK$29.54M · min. income ≈ HK$286,378/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,092,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,896
−HK$8,099/mo
▼ 0.25% · 3.875%
HK$153,916
−HK$4,079/mo
Today · 4.125%
HK$157,995
baseline
▲ 0.50% · 4.625%
HK$166,323
+HK$8,328/mo
Deposit HK$19.70M · loan HK$29.54M · min. income ≈ HK$315,990/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,092,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,196
−HK$9,857/mo
▼ 0.25% · 3.875%
HK$162,086
−HK$4,967/mo
Today · 4.125%
HK$167,053
baseline
▲ 0.50% · 4.625%
HK$177,218
+HK$10,165/mo
Deposit HK$14.77M · loan HK$34.47M · min. income ≈ HK$334,106/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,092,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,879
−HK$9,448/mo
▼ 0.25% · 3.875%
HK$179,569
−HK$4,758/mo
Today · 4.125%
HK$184,327
baseline
▲ 0.50% · 4.625%
HK$194,043
+HK$9,716/mo
Deposit HK$14.77M · loan HK$34.47M · min. income ≈ HK$368,654/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,092,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,109
−HK$12,674/mo
▼ 0.25% · 3.875%
HK$208,396
−HK$6,387/mo
Today · 4.125%
HK$214,783
baseline
▲ 0.50% · 4.625%
HK$227,852
+HK$13,069/mo
Deposit HK$4.92M · loan HK$44.32M · min. income ≈ HK$429,566/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,092,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,844
−HK$12,148/mo
▼ 0.25% · 3.875%
HK$230,874
−HK$6,118/mo
Today · 4.125%
HK$236,992
baseline
▲ 0.50% · 4.625%
HK$249,484
+HK$12,492/mo
Deposit HK$4.92M · loan HK$44.32M · min. income ≈ HK$473,984/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,092,755 · Scale 2, in force from 26 Feb 2026)