LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,294
−HK$7,042/mo
▼ 0.25% · 3.875%
HK$115,787
−HK$3,549/mo
Today · 4.125%
HK$119,336
baseline
▲ 0.50% · 4.625%
HK$126,597
+HK$7,261/mo
Deposit HK$24.62M · loan HK$24.62M · min. income ≈ HK$238,672/mo (50% DSR)
Upfront cash ≈ HK$26.72M (deposit + AVD stamp duty HK$2,092,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,926
−HK$6,750/mo
▼ 0.25% · 3.875%
HK$128,277
−HK$3,399/mo
Today · 4.125%
HK$131,676
baseline
▲ 0.50% · 4.625%
HK$138,616
+HK$6,940/mo
Deposit HK$24.62M · loan HK$24.62M · min. income ≈ HK$263,352/mo (50% DSR)
Upfront cash ≈ HK$26.72M (deposit + AVD stamp duty HK$2,092,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,753
−HK$8,450/mo
▼ 0.25% · 3.875%
HK$138,945
−HK$4,258/mo
Today · 4.125%
HK$143,203
baseline
▲ 0.50% · 4.625%
HK$151,917
+HK$8,714/mo
Deposit HK$19.70M · loan HK$29.55M · min. income ≈ HK$286,406/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,092,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,912
−HK$8,099/mo
▼ 0.25% · 3.875%
HK$153,932
−HK$4,079/mo
Today · 4.125%
HK$158,011
baseline
▲ 0.50% · 4.625%
HK$166,340
+HK$8,329/mo
Deposit HK$19.70M · loan HK$29.55M · min. income ≈ HK$316,022/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,092,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,212
−HK$9,859/mo
▼ 0.25% · 3.875%
HK$162,102
−HK$4,969/mo
Today · 4.125%
HK$167,071
baseline
▲ 0.50% · 4.625%
HK$177,236
+HK$10,165/mo
Deposit HK$14.77M · loan HK$34.47M · min. income ≈ HK$334,142/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,092,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,897
−HK$9,449/mo
▼ 0.25% · 3.875%
HK$179,587
−HK$4,759/mo
Today · 4.125%
HK$184,346
baseline
▲ 0.50% · 4.625%
HK$194,063
+HK$9,717/mo
Deposit HK$14.77M · loan HK$34.47M · min. income ≈ HK$368,692/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,092,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,130
−HK$12,675/mo
▼ 0.25% · 3.875%
HK$208,417
−HK$6,388/mo
Today · 4.125%
HK$214,805
baseline
▲ 0.50% · 4.625%
HK$227,875
+HK$13,070/mo
Deposit HK$4.92M · loan HK$44.32M · min. income ≈ HK$429,610/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,092,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,867
−HK$12,149/mo
▼ 0.25% · 3.875%
HK$230,898
−HK$6,118/mo
Today · 4.125%
HK$237,016
baseline
▲ 0.50% · 4.625%
HK$249,510
+HK$12,494/mo
Deposit HK$4.92M · loan HK$44.32M · min. income ≈ HK$474,032/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,092,971 · Scale 2, in force from 26 Feb 2026)