LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,308
−HK$7,043/mo
▼ 0.25% · 3.875%
HK$115,802
−HK$3,549/mo
Today · 4.125%
HK$119,351
baseline
▲ 0.50% · 4.625%
HK$126,613
+HK$7,262/mo
Deposit HK$24.63M · loan HK$24.63M · min. income ≈ HK$238,702/mo (50% DSR)
Upfront cash ≈ HK$26.72M (deposit + AVD stamp duty HK$2,093,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,942
−HK$6,750/mo
▼ 0.25% · 3.875%
HK$128,293
−HK$3,399/mo
Today · 4.125%
HK$131,692
baseline
▲ 0.50% · 4.625%
HK$138,634
+HK$6,942/mo
Deposit HK$24.63M · loan HK$24.63M · min. income ≈ HK$263,384/mo (50% DSR)
Upfront cash ≈ HK$26.72M (deposit + AVD stamp duty HK$2,093,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,770
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$138,962
−HK$4,259/mo
Today · 4.125%
HK$143,221
baseline
▲ 0.50% · 4.625%
HK$151,936
+HK$8,715/mo
Deposit HK$19.70M · loan HK$29.55M · min. income ≈ HK$286,442/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,093,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,930
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$153,952
−HK$4,079/mo
Today · 4.125%
HK$158,031
baseline
▲ 0.50% · 4.625%
HK$166,361
+HK$8,330/mo
Deposit HK$19.70M · loan HK$29.55M · min. income ≈ HK$316,062/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,093,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,232
−HK$9,860/mo
▼ 0.25% · 3.875%
HK$162,123
−HK$4,969/mo
Today · 4.125%
HK$167,092
baseline
▲ 0.50% · 4.625%
HK$177,259
+HK$10,167/mo
Deposit HK$14.78M · loan HK$34.48M · min. income ≈ HK$334,184/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,093,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,919
−HK$9,450/mo
▼ 0.25% · 3.875%
HK$179,610
−HK$4,759/mo
Today · 4.125%
HK$184,369
baseline
▲ 0.50% · 4.625%
HK$194,088
+HK$9,719/mo
Deposit HK$14.78M · loan HK$34.48M · min. income ≈ HK$368,738/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,093,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,155
−HK$12,677/mo
▼ 0.25% · 3.875%
HK$208,443
−HK$6,389/mo
Today · 4.125%
HK$214,832
baseline
▲ 0.50% · 4.625%
HK$227,904
+HK$13,072/mo
Deposit HK$4.93M · loan HK$44.33M · min. income ≈ HK$429,664/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,093,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,896
−HK$12,150/mo
▼ 0.25% · 3.875%
HK$230,927
−HK$6,119/mo
Today · 4.125%
HK$237,046
baseline
▲ 0.50% · 4.625%
HK$249,541
+HK$12,495/mo
Deposit HK$4.93M · loan HK$44.33M · min. income ≈ HK$474,092/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,093,235 · Scale 2, in force from 26 Feb 2026)