LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,320
−HK$7,043/mo
▼ 0.25% · 3.875%
HK$115,814
−HK$3,549/mo
Today · 4.125%
HK$119,363
baseline
▲ 0.50% · 4.625%
HK$126,626
+HK$7,263/mo
Deposit HK$24.63M · loan HK$24.63M · min. income ≈ HK$238,726/mo (50% DSR)
Upfront cash ≈ HK$26.72M (deposit + AVD stamp duty HK$2,093,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,955
−HK$6,750/mo
▼ 0.25% · 3.875%
HK$128,306
−HK$3,399/mo
Today · 4.125%
HK$131,705
baseline
▲ 0.50% · 4.625%
HK$138,648
+HK$6,943/mo
Deposit HK$24.63M · loan HK$24.63M · min. income ≈ HK$263,410/mo (50% DSR)
Upfront cash ≈ HK$26.72M (deposit + AVD stamp duty HK$2,093,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,784
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$138,976
−HK$4,260/mo
Today · 4.125%
HK$143,236
baseline
▲ 0.50% · 4.625%
HK$151,951
+HK$8,715/mo
Deposit HK$19.70M · loan HK$29.55M · min. income ≈ HK$286,472/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,093,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,945
−HK$8,102/mo
▼ 0.25% · 3.875%
HK$153,967
−HK$4,080/mo
Today · 4.125%
HK$158,047
baseline
▲ 0.50% · 4.625%
HK$166,377
+HK$8,330/mo
Deposit HK$19.70M · loan HK$29.55M · min. income ≈ HK$316,094/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,093,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,248
−HK$9,860/mo
▼ 0.25% · 3.875%
HK$162,139
−HK$4,969/mo
Today · 4.125%
HK$167,108
baseline
▲ 0.50% · 4.625%
HK$177,277
+HK$10,169/mo
Deposit HK$14.78M · loan HK$34.48M · min. income ≈ HK$334,216/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,093,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,936
−HK$9,452/mo
▼ 0.25% · 3.875%
HK$179,628
−HK$4,760/mo
Today · 4.125%
HK$184,388
baseline
▲ 0.50% · 4.625%
HK$194,107
+HK$9,719/mo
Deposit HK$14.78M · loan HK$34.48M · min. income ≈ HK$368,776/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,093,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,176
−HK$12,678/mo
▼ 0.25% · 3.875%
HK$208,464
−HK$6,390/mo
Today · 4.125%
HK$214,854
baseline
▲ 0.50% · 4.625%
HK$227,927
+HK$13,073/mo
Deposit HK$4.93M · loan HK$44.33M · min. income ≈ HK$429,708/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,093,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,918
−HK$12,152/mo
▼ 0.25% · 3.875%
HK$230,950
−HK$6,120/mo
Today · 4.125%
HK$237,070
baseline
▲ 0.50% · 4.625%
HK$249,566
+HK$12,496/mo
Deposit HK$4.93M · loan HK$44.33M · min. income ≈ HK$474,140/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,093,444 · Scale 2, in force from 26 Feb 2026)