LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,321
−HK$7,043/mo
▼ 0.25% · 3.875%
HK$115,815
−HK$3,549/mo
Today · 4.125%
HK$119,364
baseline
▲ 0.50% · 4.625%
HK$126,627
+HK$7,263/mo
Deposit HK$24.63M · loan HK$24.63M · min. income ≈ HK$238,728/mo (50% DSR)
Upfront cash ≈ HK$26.72M (deposit + AVD stamp duty HK$2,093,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,956
−HK$6,751/mo
▼ 0.25% · 3.875%
HK$128,307
−HK$3,400/mo
Today · 4.125%
HK$131,707
baseline
▲ 0.50% · 4.625%
HK$138,649
+HK$6,942/mo
Deposit HK$24.63M · loan HK$24.63M · min. income ≈ HK$263,414/mo (50% DSR)
Upfront cash ≈ HK$26.72M (deposit + AVD stamp duty HK$2,093,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,785
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$138,978
−HK$4,259/mo
Today · 4.125%
HK$143,237
baseline
▲ 0.50% · 4.625%
HK$151,953
+HK$8,716/mo
Deposit HK$19.70M · loan HK$29.55M · min. income ≈ HK$286,474/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,093,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,947
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$153,968
−HK$4,080/mo
Today · 4.125%
HK$158,048
baseline
▲ 0.50% · 4.625%
HK$166,379
+HK$8,331/mo
Deposit HK$19.70M · loan HK$29.55M · min. income ≈ HK$316,096/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,093,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,249
−HK$9,861/mo
▼ 0.25% · 3.875%
HK$162,140
−HK$4,970/mo
Today · 4.125%
HK$167,110
baseline
▲ 0.50% · 4.625%
HK$177,278
+HK$10,168/mo
Deposit HK$14.78M · loan HK$34.48M · min. income ≈ HK$334,220/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,093,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,938
−HK$9,451/mo
▼ 0.25% · 3.875%
HK$179,630
−HK$4,759/mo
Today · 4.125%
HK$184,389
baseline
▲ 0.50% · 4.625%
HK$194,109
+HK$9,720/mo
Deposit HK$14.78M · loan HK$34.48M · min. income ≈ HK$368,778/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,093,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,177
−HK$12,679/mo
▼ 0.25% · 3.875%
HK$208,466
−HK$6,390/mo
Today · 4.125%
HK$214,856
baseline
▲ 0.50% · 4.625%
HK$227,929
+HK$13,073/mo
Deposit HK$4.93M · loan HK$44.33M · min. income ≈ HK$429,712/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,093,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,920
−HK$12,152/mo
▼ 0.25% · 3.875%
HK$230,953
−HK$6,119/mo
Today · 4.125%
HK$237,072
baseline
▲ 0.50% · 4.625%
HK$249,568
+HK$12,496/mo
Deposit HK$4.93M · loan HK$44.33M · min. income ≈ HK$474,144/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,093,464 · Scale 2, in force from 26 Feb 2026)