LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,325
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$115,819
−HK$3,550/mo
Today · 4.125%
HK$119,369
baseline
▲ 0.50% · 4.625%
HK$126,632
+HK$7,263/mo
Deposit HK$24.63M · loan HK$24.63M · min. income ≈ HK$238,738/mo (50% DSR)
Upfront cash ≈ HK$26.72M (deposit + AVD stamp duty HK$2,093,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,961
−HK$6,751/mo
▼ 0.25% · 3.875%
HK$128,312
−HK$3,400/mo
Today · 4.125%
HK$131,712
baseline
▲ 0.50% · 4.625%
HK$138,655
+HK$6,943/mo
Deposit HK$24.63M · loan HK$24.63M · min. income ≈ HK$263,424/mo (50% DSR)
Upfront cash ≈ HK$26.72M (deposit + AVD stamp duty HK$2,093,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,790
−HK$8,453/mo
▼ 0.25% · 3.875%
HK$138,983
−HK$4,260/mo
Today · 4.125%
HK$143,243
baseline
▲ 0.50% · 4.625%
HK$151,959
+HK$8,716/mo
Deposit HK$19.70M · loan HK$29.56M · min. income ≈ HK$286,486/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,093,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,953
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$153,975
−HK$4,079/mo
Today · 4.125%
HK$158,054
baseline
▲ 0.50% · 4.625%
HK$166,386
+HK$8,332/mo
Deposit HK$19.70M · loan HK$29.56M · min. income ≈ HK$316,108/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,093,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,255
−HK$9,862/mo
▼ 0.25% · 3.875%
HK$162,147
−HK$4,970/mo
Today · 4.125%
HK$167,117
baseline
▲ 0.50% · 4.625%
HK$177,285
+HK$10,168/mo
Deposit HK$14.78M · loan HK$34.48M · min. income ≈ HK$334,234/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,093,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,945
−HK$9,452/mo
▼ 0.25% · 3.875%
HK$179,637
−HK$4,760/mo
Today · 4.125%
HK$184,397
baseline
▲ 0.50% · 4.625%
HK$194,117
+HK$9,720/mo
Deposit HK$14.78M · loan HK$34.48M · min. income ≈ HK$368,794/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,093,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,186
−HK$12,678/mo
▼ 0.25% · 3.875%
HK$208,475
−HK$6,389/mo
Today · 4.125%
HK$214,864
baseline
▲ 0.50% · 4.625%
HK$227,938
+HK$13,074/mo
Deposit HK$4.93M · loan HK$44.33M · min. income ≈ HK$429,728/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,093,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,929
−HK$12,153/mo
▼ 0.25% · 3.875%
HK$230,962
−HK$6,120/mo
Today · 4.125%
HK$237,082
baseline
▲ 0.50% · 4.625%
HK$249,579
+HK$12,497/mo
Deposit HK$4.93M · loan HK$44.33M · min. income ≈ HK$474,164/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,093,548 · Scale 2, in force from 26 Feb 2026)