LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,340
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$115,834
−HK$3,550/mo
Today · 4.125%
HK$119,384
baseline
▲ 0.50% · 4.625%
HK$126,649
+HK$7,265/mo
Deposit HK$24.63M · loan HK$24.63M · min. income ≈ HK$238,768/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,093,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,977
−HK$6,752/mo
▼ 0.25% · 3.875%
HK$128,329
−HK$3,400/mo
Today · 4.125%
HK$131,729
baseline
▲ 0.50% · 4.625%
HK$138,673
+HK$6,944/mo
Deposit HK$24.63M · loan HK$24.63M · min. income ≈ HK$263,458/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,093,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,808
−HK$8,453/mo
▼ 0.25% · 3.875%
HK$139,001
−HK$4,260/mo
Today · 4.125%
HK$143,261
baseline
▲ 0.50% · 4.625%
HK$151,978
+HK$8,717/mo
Deposit HK$19.71M · loan HK$29.56M · min. income ≈ HK$286,522/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,093,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,972
−HK$8,103/mo
▼ 0.25% · 3.875%
HK$153,994
−HK$4,081/mo
Today · 4.125%
HK$158,075
baseline
▲ 0.50% · 4.625%
HK$166,407
+HK$8,332/mo
Deposit HK$19.71M · loan HK$29.56M · min. income ≈ HK$316,150/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,093,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,276
−HK$9,862/mo
▼ 0.25% · 3.875%
HK$162,168
−HK$4,970/mo
Today · 4.125%
HK$167,138
baseline
▲ 0.50% · 4.625%
HK$177,308
+HK$10,170/mo
Deposit HK$14.78M · loan HK$34.49M · min. income ≈ HK$334,276/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,093,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,968
−HK$9,453/mo
▼ 0.25% · 3.875%
HK$179,660
−HK$4,761/mo
Today · 4.125%
HK$184,421
baseline
▲ 0.50% · 4.625%
HK$194,142
+HK$9,721/mo
Deposit HK$14.78M · loan HK$34.49M · min. income ≈ HK$368,842/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,093,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,212
−HK$12,680/mo
▼ 0.25% · 3.875%
HK$208,501
−HK$6,391/mo
Today · 4.125%
HK$214,892
baseline
▲ 0.50% · 4.625%
HK$227,968
+HK$13,076/mo
Deposit HK$4.93M · loan HK$44.34M · min. income ≈ HK$429,784/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,093,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,958
−HK$12,154/mo
▼ 0.25% · 3.875%
HK$230,992
−HK$6,120/mo
Today · 4.125%
HK$237,112
baseline
▲ 0.50% · 4.625%
HK$249,611
+HK$12,499/mo
Deposit HK$4.93M · loan HK$44.34M · min. income ≈ HK$474,224/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,093,817 · Scale 2, in force from 26 Feb 2026)