LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,345
−HK$7,045/mo
▼ 0.25% · 3.875%
HK$115,839
−HK$3,551/mo
Today · 4.125%
HK$119,390
baseline
▲ 0.50% · 4.625%
HK$126,654
+HK$7,264/mo
Deposit HK$24.63M · loan HK$24.63M · min. income ≈ HK$238,780/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,093,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,982
−HK$6,753/mo
▼ 0.25% · 3.875%
HK$128,334
−HK$3,401/mo
Today · 4.125%
HK$131,735
baseline
▲ 0.50% · 4.625%
HK$138,679
+HK$6,944/mo
Deposit HK$24.63M · loan HK$24.63M · min. income ≈ HK$263,470/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,093,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,813
−HK$8,454/mo
▼ 0.25% · 3.875%
HK$139,007
−HK$4,260/mo
Today · 4.125%
HK$143,267
baseline
▲ 0.50% · 4.625%
HK$151,985
+HK$8,718/mo
Deposit HK$19.71M · loan HK$29.56M · min. income ≈ HK$286,534/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,093,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,979
−HK$8,103/mo
▼ 0.25% · 3.875%
HK$154,001
−HK$4,081/mo
Today · 4.125%
HK$158,082
baseline
▲ 0.50% · 4.625%
HK$166,414
+HK$8,332/mo
Deposit HK$19.71M · loan HK$29.56M · min. income ≈ HK$316,164/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,093,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,282
−HK$9,863/mo
▼ 0.25% · 3.875%
HK$162,175
−HK$4,970/mo
Today · 4.125%
HK$167,145
baseline
▲ 0.50% · 4.625%
HK$177,316
+HK$10,171/mo
Deposit HK$14.78M · loan HK$34.49M · min. income ≈ HK$334,290/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,093,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,975
−HK$9,453/mo
▼ 0.25% · 3.875%
HK$179,668
−HK$4,760/mo
Today · 4.125%
HK$184,428
baseline
▲ 0.50% · 4.625%
HK$194,150
+HK$9,722/mo
Deposit HK$14.78M · loan HK$34.49M · min. income ≈ HK$368,856/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$2,093,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,220
−HK$12,681/mo
▼ 0.25% · 3.875%
HK$208,510
−HK$6,391/mo
Today · 4.125%
HK$214,901
baseline
▲ 0.50% · 4.625%
HK$227,977
+HK$13,076/mo
Deposit HK$4.93M · loan HK$44.34M · min. income ≈ HK$429,802/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,093,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,968
−HK$12,154/mo
▼ 0.25% · 3.875%
HK$231,001
−HK$6,121/mo
Today · 4.125%
HK$237,122
baseline
▲ 0.50% · 4.625%
HK$249,621
+HK$12,499/mo
Deposit HK$4.93M · loan HK$44.34M · min. income ≈ HK$474,244/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,093,907 · Scale 2, in force from 26 Feb 2026)